Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Always assisted when we had questions. Very prompt responses. You were able to get us a loan at a great rate.
Thank you so much. You took the stress away and made everything go smoothly.
Thank you again
As with any home buying experience, it is not always sunshine and rainbows for the home buyer. It's a stressful situation at times. However, even with our (my) due stress, Landon Kail was a true professional throughout the entire process. His...
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Answered every question no matter how silly. Guided me along and made the whole process painless.
Communication, smooth process
Communication
Landon called back when he said he would
Smooth closing and he made me look like a star.
You and your team make every transaction a great experience!!
Landon pulled off the impossible. At closing he got SEVERAL raving reviews from the agent and the closing attorney. Mortgage borrowers don't get too many mortgages, but I know Landon earned my agents business for future transactions of his...
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Exceptional service from my mortgage lender! The entire process was smooth, and they went above and beyond to secure the best terms for me. Clear communication, prompt responses, and a seamless closing. Grateful for their expertise and professionalism—definitely...
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Committed to excellent service to his customers. Took the time to explain things I didn't understand. Made time to answer questions when I had them. Made full use of all available funds.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.