Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Most knowledgeable and personal mortgage banker I've ever worked with! And I've bought 9 homes over the past 30 years. Excellent service and very professional!
Landon and his team were great. We live in another state and they were very helpful in getting everything done.
Landon and his team were amazing and save the day on our home buying experience! They were extremely communicative throughout the process, taking time to explain all our options and educating us throughout the process. We are very thankful...
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We are truly grateful for the professionalism of your team. Any questions that arose were promptly addressed with care and efficiency. The warmth and Southern hospitality displayed by everyone made our experience truly delightful, and it's...
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Landon was a wonderful person to work with! He was extremely understanding of our crazy work schedules and was always available to answer questions. He made the process as easy as possible and fought for us every step of the way.
Landon was extraordinary from start to closing! We had a very unique situation impacted by several non-standard factors that typically do not impact the average mortgage applicants. Landon helped us work through each of them very patiently...
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Enjoyed working together. Thanks for all your help
Throughout our complete home buying experience you were always supportive and available to share your expertise .
Quick, thorough, personable, knowledgeable, communicative. A lifesaver throughout the process and cleared up a lot of the gaps I had in my own knowledge. Super accessible and professional. Made the whole thing a breeze.
Landon was very professional cordial and on top of our situation. He made this transition so smooth. I thoroughly enjoyed working with Landon because he actually listened to what we said and needed. I plan on working with him in the near future...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.