Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristy is amazing job! Love to be work with her in the future
Reply from Kristy Grams
July 24th, 2025 12:34 AM
Thank you, Biak, for your kind words. I'm delighted to hear that you had a positive experience, and I truly enjoyed working with you as well. I'm looking forward to the opportunity to assist you again in the future. If there’s anything else...
read more
Kristy is very patien, very professional she did everything she can to help me. I appreciate her so much.
Reply from Kristy Grams
July 23rd, 2025 12:46 PM
Thank you for your thoughtful review, Mercy. I'm glad to hear that my patience and professionalism made a positive impact on your experience. I truly appreciate your kind words and am grateful for the opportunity to help you. Should you have...
read more
Great Service
Everything top of the line From the bigining to end
Reply from Kristy Grams
July 23rd, 2025 12:45 PM
I appreciate your feedback, Dia. I'm so glad to hear that everything met your expectations from start to finish. Providing top-notch service is always my goal, and it's wonderful to know that you were pleased. If you have any questions or need...
read more
Thank you very much for everything you have done for me and my family. We appreciate your hard work.
Reply from Owner
July 17th, 2025 03:46 PM
I truly appreciate your kind note, Edith. Knowing that my efforts made a meaningful difference for you and your family is incredibly rewarding. If there's ever anything else you need or if you have any questions in the future, please don't...
read more
Me and my family are so grateful to work with Kristy ... she helped us a lot through the process of our home, very professional and understanding and alsothank for
Reply from Kristy Grams
July 13th, 2025 03:46 PM
I'm truly grateful for your kind words, Edith. I'm so pleased to hear that I could assist you and your family with the home buying process. It means a lot to know that you found my support professional and understanding. If you ever have more...
read more
She is the best lender i ever known❤️
Reply from Kristy Grams
July 12th, 2025 07:29 PM
Thank you so much for your heartfelt words, Cyrus. I'm truly honored to be regarded as the best lender you've known. It is a pleasure to assist you and your clients with their mortgage needs. Looking forward to assisting you in the future!
Excellent service !Very helpful throughout the process. comunication was very good . We recommend her for our friends and family. Thank you!
Reply from Kristy Grams
July 8th, 2025 05:02 PM
Thank you so much for your kind words, Militza. I’m really glad to hear that you found the service and communication helpful during the process. It was a pleasure assisting you, and I truly appreciate your recommendation to friends and family....
read more
Best experience
Reply from Kristy Grams
July 8th, 2025 04:23 PM
I'm delighted to hear that you had the best experience, Anil. It was a pleasure assisting you with your mortgage needs at Presidential Bank Mortgage. If there's anything else you need or any questions you might have, please don't hesitate to...
read more
Thank you so much for help me to get a new house.
Reply from Kristy Grams
July 7th, 2025 06:54 PM
I'm thrilled to have been able to assist you in getting your new house. Thank you for your kind words, Bei. If you need any further assistance, please don't hesitate to reach out. I look forward to working with you in the future! Congratulations!!!...
read more
She always remained in contact with us throughout the whole process and got me the most amount of help and programs so that we could get our house she was amazing
Reply from Kristy Grams
July 5th, 2025 04:37 PM
I'm thrilled to hear that you found the communication and assistance throughout the process helpful. It was a pleasure to work with you and support you in securing your new home. Thank you for your kind words. I look forward to working with...
read more
171–180 of 444
About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
View All
Hobbies
- Traveling
- Reading
- Camping
View All
Disclaimer
Company NMLS 421593. All loans subject to credit approval.