Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Kristy Grams has received a review with 5 star rating from Colby B
Reply from Owner
September 1st, 2025 01:54 PM
Thank you, Colby, for taking the time to leave such a positive review. I'm truly pleased to know that your experience was deserving of five stars. It was a pleasure working with you through the process. If there's anything further I can assist...
read more
kristy was professional throughout the process and was quick to answer any questions or concerns we had. Would higly recommend.
Reply from Kristy Grams
August 20th, 2025 05:42 PM
Thank you, Colby, for your recommendation and kind words. I'm pleased to hear that you found my approach professional and that I could promptly address your questions and concerns. It was a pleasure working with you, and if there's anything...
read more
Kristy Grams was absolutely amazing to work with! She was thorough, knowledgeable, and made the entire homebuying process seamless. Any questions or concerns I had were always addressed quickly. Her experience and expertise truly showed and...
read more
Reply from Owner
August 20th, 2025 05:46 PM
Thank you so much for your generous words, LaToya. I'm truly pleased to hear that my efforts helped make the homebuying process seamless for you. Addressing your questions and concerns promptly was important to me, and it's wonderful to know...
read more
Kristy Grams was absolutely amazing to work with! She was thorough, knowledgeable, and made the entire homebuying process seamless. Any questions or concerns I had were always addressed quickly. Her experience and expertise truly showed and...
read more
Reply from Kristy Grams
August 20th, 2025 12:37 AM
Thank you so much, Matthew, for your kind words and recommendation. I'm truly glad to hear that you found the homebuying process seamless and felt confident throughout. It was a pleasure to guide you in securing the right loan for your first...
read more
very good job
Reply from Kristy Grams
August 19th, 2025 01:48 PM
Thank you, Ram, for sharing your experience. I'm pleased to know that you felt I did a very good job. It's always my goal to provide support and assistance that meets your needs. If there's anything else I can help with in the future, please...
read more
recently had the pleasure of working with Kristy on my clients’ home purchase, and she was absolutely outstanding. From start to finish, Kristy made the entire lending process smooth, stress-free, and efficient.She was proactive with communication,...
read more
Reply from Kristy Grams
August 18th, 2025 06:34 PM
Thank you, Tanner, for sharing your experience. I'm really pleased to hear that the home purchase process for your clients went smoothly and without stress. Clear and proactive communication is important to me, and I'm glad it brought peace...
read more
I had an outstanding experience working with Kristy throughout my loan process. She is very responsive, knowledgeable, and patient in answering all of my questions. Kristy made the entire process smooth and stress-free. Would recommend her...
read more
Reply from Kristy Grams
August 16th, 2025 03:15 PM
Thank you, Ryleigh, for sharing your experience. I'm pleased to hear that my responsiveness and knowledge helped make your loan process smooth and stress-free. It was a pleasure working with you, and I'm grateful for your recommendation. If...
read more
Kristys knowlege and professionalism!
Reply from Kristy Grams
August 12th, 2025 04:52 PM
Thank you, Ralph, for highlighting my knowledge and professionalism. I'm thrilled that you had a positive experience. It's always my aim to provide the best possible service. If there's anything else I can do for you in the future, don't hesitate...
read more
Much Appreciated it and Great job
Reply from Kristy Grams
August 11th, 2025 05:39 PM
I appreciate your kind feedback, Aye. I'm glad to hear that you had a great experience. It means a lot to know my efforts are valued. If there's anything else I can assist you with, please don't hesitate to reach out.
Kristy Grams has received a review with 5 star rating from Cung B C
Reply from Owner
August 2nd, 2025 01:31 PM
Thank you for your kind review, Cung. I'm truly pleased to hear that you had a positive experience. It was a pleasure working with you, and I'm grateful for your trust in me at Presidential Bank Mortgage. If there's anything further I can assist...
read more
161–170 of 444
About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
View All
Hobbies
- Traveling
- Reading
- Camping
View All
Disclaimer
Company NMLS 421593. All loans subject to credit approval.