Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
She did a amazing job always care about us glad to have Kristy grams with
Reply from Kristy Grams
July 2nd, 2025 09:25 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure working with you, and I am grateful for your kind words. Thank you for choosing Presidential Bank Mortgage.
Personality!
Reply from Kristy Grams
July 2nd, 2025 09:26 PM
I'm glad you appreciated my personality, Gary. It was a pleasure working with you through the mortgage process at Presidential Bank Mortgage. If you need any further assistance, please feel free to reach out.
Help me a lot of things.
Reply from Kristy Grams
July 2nd, 2025 09:25 PM
I'm glad to hear that I was able to assist you with many things. If you have any further questions or need more assistance, please feel free to reach out. Thank you for your feedback!
care and knoeledge
Reply from Kristy Grams
July 2nd, 2025 09:26 PM
I'm thrilled to hear that you appreciated the care and knowledge provided during your experience. It was a pleasure assisting you, and I'm grateful for your kind feedback. If you have any further questions or need assistance, please feel free...
read more
Very pleased on everything
Reply from Kristy Grams
June 28th, 2025 08:22 PM
I'm glad to hear that you were very pleased with everything, Charlotte. It was a pleasure assisting you and I look forward to working with you in the in the future!
Kristy didn't communicate at any point unless I reached out to her asking for an update. At one point, when I found out through the client that the appraisal was a day past due and hadn't been recieved yet, I called her to ask what was going...
read more
The experience of working with Kristy was fantastic! She was responsive and available to answer questions. Every step of the process was explained, and her knowledge made everything smoother. She genuinely cared about getting the best possible...
read more
Reply from Kristy Grams
June 26th, 2025 02:50 PM
I'm thrilled to hear that your experience was fantastic and that I could assist you effectively. I always aim to make the mortgage process as smooth as possible and it's great to know that my efforts made a difference. Thank you for your kind...
read more
Kristy is very knowledgeable and works fast. she knows the ends and out of mortgages. She takes the stress away. I would highly recommend one of my friends and family to Christy.
Reply from Kristy Grams
June 22nd, 2025 05:08 PM
I'm delighted to hear that you found the mortgage process stress-free and efficient. Your recommendation means a lot to me, and I appreciate your kind words. If you or your friends and family have any questions in the future, I'm here to help....
read more
Kristy was able to get me the interest rate and payment I was satisfied with in this crazy market. She worked tirelessly throughout and was there to answer every question I had during the process. This was my third time returning to Kristy....
read more
Reply from Kristy Grams
June 21st, 2025 02:19 PM
I'm thrilled to hear that you were satisfied with the interest rate and payment we secured for you, especially in today's challenging market. It was a pleasure to assist you throughout the process and to address all your questions. Thank you...
read more
Kristy was in contact with us through the whole process. Very professional and friendly! Kristy made home buying experience wonderful! We are grateful!
Reply from Kristy Grams
June 13th, 2025 09:59 PM
I'm thrilled to hear that you had a wonderful home buying experience, Michael. It was a pleasure to guide you through the process, and I appreciate your kind words about my professionalism and friendliness. I look forward to working with you...
read more
181–190 of 444
About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
View All
Hobbies
- Traveling
- Reading
- Camping
View All
Disclaimer
Company NMLS 421593. All loans subject to credit approval.