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Kristy Grams

Name: Presidential Bank Mortgage
Address: 50 Citizens Way Ste 401, Frederick, Maryland, 21701
Telephone: +1-301-676-5352
Rating: 4.97

Senior Loan Officer | NMLS 302452

Presidential Bank Mortgage | Frederick MD

4.97

(423)

Mortgage

Mortgage Loan Officer

Contact Info

(301) 676-5352

Frederick, MD

https://pbm-loans.com/kristy.grams

https://myloan.pbm-loans.com/dr/c/f8xbt

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4.97

(423)

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4.97

(332)

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4.89

(56)

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5.0

(35)

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Kristy did an outstanding job! She truly made us feel like we were her top priority throughout the entire process. She always answered our questions promptly, no matter how many we had, and took the time to give us helpful advice that better...

Reply from Kristy Grams

July 16th, 2026 01:27 AM

Thank you so much for these incredibly kind words! Working with your family for the second time was an absolute pleasure. I always want my clients to feel supported and informed, so I am thrilled to hear that the late-night texts and extra...

Kristy Grams has received a review with 5 star rating from Sherry B

Reply from Owner

July 16th, 2026 01:28 AM

Thank you, Sherry, for the great rating! I'm pleased to know you had a positive experience with Presidential Bank Mortgage. If you ever need assistance or have any questions, please don't hesitate to reach out.

our family is grateful for the support and dedication we received during our home buying journey! Christy is an amazing person, who definitely shows compassion and commitment for her clients .

Reply from Kristy Grams

July 14th, 2026 01:48 PM

Thank you, Sherry, for sharing your experience. I'm pleased to know that my support and dedication made a difference in your home buying journey. Your kind words mean a lot to me, and I'm grateful for the opportunity to have assisted your family....

Easy process, everything was explained.

Reply from Kristy Grams

July 14th, 2026 01:48 PM

I'm pleased to hear that the process was easy and everything was clearly explained, Nathan. Ensuring a smooth experience is important to me. If you have any questions or need further assistance, please don't hesitate to reach out.

Kristy and her team were amazing to work with. There were challenges that came up throughout the process and she always found a solution and because of that, a family is in their first home today.

Kristy and her team were amazing to work with. There were challenges that came up throughout the process and she always found a solution and becasue of that, a family is in their forst home today.

Reply from Kristy Grams

July 14th, 2026 01:48 PM

Bill, thank you for your wonderful feedback. I'm pleased that my team and I could help navigate the challenges and find solutions that led to a successful outcome. It's truly rewarding to know that a family is now in their first home. If you...

Kristy was Phenomenal to work with she really knows what shes doing made home buying a very pleas process. everything I was worried about Kristy made me feel very confident I was fine. Shes absolutely the best in the business very. For my next...

Reply from Kristy Grams

July 14th, 2026 02:02 AM

Thank you so much for your kind words, Charles. I'm pleased to know that I could make your home buying experience smooth and reassuring. It's wonderful to hear that you felt confident throughout the process. I look forward to assisting you...

Kristy made this experience as easy as possible.

Reply from Kristy Grams

July 10th, 2026 06:47 PM

Thank you, Tonya, for your kind words. I'm happy to hear that I could make the process easy for you. If you need any further assistance or have questions in the future, don't hesitate to reach out.

Kristy was very responsive and helpful guiding us through the mortgage process. Overall a great experience with excellent customer service.

Reply from Kristy Grams

July 10th, 2026 04:23 PM

Michael, I'm pleased to hear that you had a great experience with my guidance throughout the mortgage process. Your kind words about the customer service mean a lot to me. If you have any further questions or need assistance in the future,...

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About

I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available. I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob). I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

First Time Homebuyer Grants

Conventional