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Kristy Grams

Name: Presidential Bank Mortgage
Address: 50 Citizens Way Ste 401, Frederick, Maryland, 21701
Telephone: +1-301-676-5352
Rating: 4.96

Senior Loan Officer | NMLS 302452

Presidential Bank Mortgage | Frederick MD

4.96

(387)

Mortgage

Mortgage Loan Officer

Contact Info

(301) 676-5352

Frederick, MD

https://pbm-loans.com/kristy.grams

https://myloan.pbm-loans.com/dr/c/f8xbt

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4.96

(387)

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Experience.com

4.97

(303)

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4.89

(56)

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5.0

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Kristy is great to work with throughout the entire lending process. She was very responsive, knowledgeable, and made everything smooth and stress free from start to finish. Her communication and attention to detail were excellent, and I truly...

Reply from Kristy Grams

May 22nd, 2026 05:21 PM

Thank you so much for your kind words, Van. I'm pleased to hear that my responsiveness and attention to detail made your lending process smooth and stress-free. It was a pleasure working with you, and I truly appreciate your recommendation....

Kristy Grams has received a review with 5 star rating from David C

Thanks for your help

Reply from Kristy Grams

May 22nd, 2026 05:22 PM

David, I appreciate your message. I'm pleased I could assist you. If you need anything else, feel free to reach out.

Went with my first home and Kristy, did an amazing job. I would recommend this place to anybody looking to buy.

Reply from Owner

May 22nd, 2026 05:10 PM

Thank you for sharing your experience, Bryan. I'm pleased that I could assist you with your first home purchase and that you felt confident recommending us. If you have any questions or need further assistance, please don't hesitate to reach...

experience with Kristy was amazing. She was able to answer all of the questions that I have and to make sure my experience went as a smooth as possible. I can't thank you enough for everything she did.

Reply from Kristy Grams

May 15th, 2026 04:37 PM

I'm grateful for your kind words, Bryan. I'm pleased to know that I could answer all your questions and help ensure a smooth experience for you. If you ever need assistance again, please don't hesitate to reach out.

Kristy Always provides Excellent services to all my clients and they sll are so happy and all of them comes back to us. clients are so happy.

Reply from Kristy Grams

May 12th, 2026 02:15 PM

Thank you, Jose, for sharing your positive experience. I'm pleased to hear that the services I provide have resulted in happy clients and repeat business. Your continued trust and support mean a lot to me.

She was truly a plessure to work with. Quick to respond and very helpful! Would and definely will reccomend to anyone looking for a loan officer. Thank you Kristy for everything!

Reply from Kristy Grams

May 12th, 2026 01:13 AM

Brendan, thank you for your kind words! I'm pleased to hear that you found my responsiveness and assistance helpful. It's great to know you'd recommend me to others. If you ever need anything else, please don't hesitate to reach out.

Kristy was amazing, super helpful and informative I was nervous about the whome process since Im a first time buyer but Kristy made everything super easy to understand and do. I would recommend working with her to anyone!!

Reply from Kristy Grams

May 10th, 2026 08:28 PM

Thank you so much for your kind words, Emma. I'm pleased to hear that I could help make the home-buying process easier and more understandable for you as a first-time buyer. Your recommendation means a lot to me, and I'm here if you need any...

The Best! Highly Recommend

Reply from Kristy Grams

May 2nd, 2026 01:57 AM

Thank you, Anthony, for the high recommendation. I'm pleased to know that you had such a positive experience. If there's anything more I can do for you in the future, please don't hesitate to reach out.

She is the best person everyone come with her

Reply from Owner

May 9th, 2026 01:55 AM

Thank you so much for your kind words, Maung. I'm truly pleased to hear that you had such a positive experience with me. If there's anything more I can do for you, please don't hesitate to reach out.

10 of 387

About

I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available. I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob). I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

First Time Homebuyer Grants

Conventional