Presidential Bank Mortgage | Frederick MD, Frederick, MD
Frederick, MD
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The... Show More
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If you are in the Maryland West Virginia, Virginia area and you need a loan officer there is only one choice and her name is Kristy Grams. kristi is an exceptional communicator and took all of the guest work out of the Loan process. I felt...
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Kristy took all of the guess work out of the loan process. Shes very good at communicating and is basically ALWAYS available .
Reply from Kristy Grams
July 27th, 2026 08:28 PM
Thank you, Alexander, for sharing your experience. I'm pleased to know that I could simplify the loan process for you and that my communication met your needs. If there's anything else I can assist you with, please don't hesitate to reach out....
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andwered all of our questions and guided us every step of the way!
Reply from Kristy Grams
July 27th, 2026 08:28 PM
Courtney, I'm pleased to know that I could answer all your questions and guide you throughout the process. It's great to hear you had a smooth experience. If you need further assistance, please don't hesitate to reach out.
Mark Wharton - Presidential Bank Mortgage NMLS 561736 has received a review with 5 star rating from Kelsey N
beginning to end it was a wonderful transaction like always
Reply from Mark Wharton - Presidential Bank Mo...
July 24th, 2026 03:28 PM
Thank you Kelsey for the nice review.
Mark was readily available at any time via email or texting. I had many questions about our mortgage and he was always there to support us.
From the very first time I spoke with Lisa about doing this transaction it was smooth sailing all the way. She kept me informed throughout every step. She has great partners and staff working with her. From the beginning with Lisa and every...
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Kristy Grams has received a review with 5 star rating from Meggan G
Reply from Owner
July 24th, 2026 06:45 PM
Thank you, Meggan, for the perfect rating. I'm grateful for your support and am here if you ever need assistance in the future.
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Kristy kept us informed, taught us everything we needed to know, and help guide us through our first home buying experience. She eased our worries, answered any and all questions, and helped make the home buying experience less stressful. Thank...
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Mark and his team handled every step of the way with care and competancy to get my buyers to closing. Excellent job!
Reply from Mark Wharton - Presidential Bank Mo...
July 20th, 2026 12:38 PM
Thank you Elizabeth for the nice review!
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About
Welcome to the Frederick Branch of Presidential Bank Mortgage, a division of Presidential Bank, a privately held, federally chartered, savings bank, headquartered in Bethesda, Maryland that has served the Mid-Atlantic region since 1985. The bank is one of the most active lenders in the D.C. Metro area with annual loan originations in excess of $1 billion.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Loan Origination
Time Zone
Eastern Standard Time (EST)
Disclaimer
Company NMLS 421593. All loans subject to credit approval.