Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Attentiveness and especially patience
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your positive review and hope to work together again in the future.
Being a first-time home buyer, I am so glad Kristine made the whole process as easy as possible. She was quick to respond to questions and helped with making sure all of the details were correct. Would absolutely recommend to anyone getting...
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Reply from Owner
January 9th, 2026 11:25 AM
Thank you so much for your kind words, Drew! It was a pleasure assisting you with your mortgage needs.
Being a first-time home buyer, I am so glad Kristine made the whole process as easy as possible. She was quick to respond to questions and helped with making sure all of the details were correct. Would absolutely recommend to anyone getting...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
Kristine is fantastic to work with! She’s extremely knowledgeable, proactive, and keeps everything on track. My clients who work with her are always pleased with how smooth their loan process goes—and she’s even managed to close some deals...
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Reply from Owner
January 9th, 2026 11:25 AM
Thank you Amy!! Really appreciate the feedback!!!!
Thank you for taking the time to explain everything to help me understand! Also for the contact to get homeowners insurance. Great experience
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
Friendly and efficient.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
You and your team were timely, efficient and provided excellent coordination with all the folks involved in the home purchasing effort.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
Best experience ever with pre-approval to closing on the home of my dreams. Kristine truly went above and beyond and I am very grateful!
Reply from Owner
January 9th, 2026 11:25 AM
I'm grateful for your kind words and your business, Jennifer. Feel free to contact me whenever you need assistance.
Kristine went above and beyond to make this an easy low stress pleasant experience! She was available every step of the way to answer my questions. I wouldn’t go anywhere else for future needs.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you so much!!! I loved working with you and so happy you got the home of your dreams !!!
My mortgage process, by necessity, was a bit more complicated than normal. But Kristine got me through it. I appreciated she took the time call/text/email when I needed help or reassurance, and even met with me in person twice. Very much appreciate...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you so much! We made a great team together and I am so excited for you, your new home is beautiful.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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