Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Kristine Arbogast has received a review with 5 star rating from Michelle S
Reply from Owner
January 9th, 2026 11:24 AM
Your review made our day! We're always here to help you with your mortgage needs.
quickly reponsive, professional, and easy to work with . Highly recommend .
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
Kristine was awesome through out my process and went above and beyond to make things happen for me.
Reply from Owner
January 9th, 2026 11:24 AM
Thank you so much!! So excited for you!!!
Kristine Arbogast has received a review with 5 star rating from Sharon D
Reply from Owner
January 9th, 2026 11:24 AM
I'm thrilled to hear you had a great experience! Your satisfaction is my top priority.
Clear communications, timely responses, honest conversations
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means the world to us. We're here to support you every step of the way.
Kristine Arbogast has received a review with 5 star rating from Mary J
Reply from Owner
January 9th, 2026 10:48 AM
Thank you, Mary! I am always here for your mortgage needs!
Efficient Process. Most things were able to be completed online.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
When we have done so much work together it's easy because we know what each other needs. You are the best. I have another question for you coming via email if you could help. It's on a different topic.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Kristine Arbogast has received a review with 5 star rating from Ian S
Reply from Owner
January 9th, 2026 11:23 AM
Thank you for choosing me as your local mortgage lender!
Kristine was professional and kept communication open. Always answered my questions promptly and a pleasure to work with. I mean I called her on mothers day and she piccked up. Very dedicated to her task which I appreciated as I was making...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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