Top 5%
Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si...... Show More
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Reviews from Web
Getting a pre-approved letter while waiting for my credit scores to show was a huge help between the seller and myself. With me being new to this sort of thing, I had a few questions that I was able to ask with grief given and always got an...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
A mortgage company is only as good as the lender you work with. Kristine is passionate about putting her clients needs absolutely first. She does many things behind the scenes that will never know about, fighting on their behalf. I’ve worked...
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Reply from Owner
January 9th, 2026 11:23 AM
Thank you, Jeff! It is always a pleasure working with you. I am always here for your mortgage needs!
This is our second time working with Kristine and she was just as wonderful the second time. She communicates what we need to do for each step and explains how long it will take. She was available whenever we had a question or concern and always...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means the world to us. We're here to support you every step of the way.
Clear and transparent communications. easy to follow instructions. The digital portal was very easy to use. Christine was responsive and stepped in with our builder when it mattered most
Kristine Made it great!
Reply from Kristine Arbogast
June 1st, 2026 02:33 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Kristine was the best... awesome communication and made sure I knew where we were every step of the process.
Reply from Kristine Arbogast
May 26th, 2026 07:25 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
Your seamless assist
Ance and knowledge on how to get things done.
Reply from Kristine Arbogast
May 18th, 2026 07:51 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
You helped us with any questions we had, no matter what time it was. Thanks for all the attention and care that you showed. You need to visit us in person, I miss talking to you!
Reply from Kristine Arbogast
May 7th, 2026 02:48 PM
Sandra, I'm so pleased to hear that you felt well-supported with your questions. Your kind words mean a lot to me. Thank you for your trust in me, and I hope to visit soon!
Strong communication with straight talk about pros and cons of options. Very responsive and friendly too!
Reply from Kristine Arbogast
May 7th, 2026 02:49 PM
Kathleen, I'm pleased to hear that you appreciated the strong communication and straightforward discussions. Happy to hear that my responsiveness made a positive impact on your experience. Welcome to the neighborhood!!!!
I am so satisfied with this experience! Kristine made this whole process very easy to accomplish.
Reply from Owner
May 7th, 2026 02:50 PM
John, I'm so glad to hear that you found the process easy and satisfying. Thank you for your kind words about my work with TowneBank Mortgage. Hope to see you soon!!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
643
/850
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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