Top 5%
Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Getting a pre-approved letter while waiting for my credit scores to show was a huge help between the seller and myself. With me being new to this sort of thing, I had a few questions that I was able to ask with grief given and always got an...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
A mortgage company is only as good as the lender you work with. Kristine is passionate about putting her clients needs absolutely first. She does many things behind the scenes that will never know about, fighting on their behalf. I’ve worked...
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Reply from Owner
January 9th, 2026 11:23 AM
Thank you, Jeff! It is always a pleasure working with you. I am always here for your mortgage needs!
This is our second time working with Kristine and she was just as wonderful the second time. She communicates what we need to do for each step and explains how long it will take. She was available whenever we had a question or concern and always...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means the world to us. We're here to support you every step of the way.
Kristine Arbogast has received a review with 5 star rating from Ben L
Reply from Owner
October 26th, 2026 02:02 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender for VA home loans, FHA loans, conventional loans and other mortgage solutions. I look forward to helping you again whenever you’re ready.
over the 6 months of our home search journey, you have always been available for questions and new loan letters. When we found a home, you were given an aggressive closing date and nailed it! Your focus, determination, integrity and humor made...
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Reply from Kristine Arbogast
October 21st, 2026 02:57 PM
It was a fun 6 months but you found a one of a kind home that is absolutely fabulous. I can't wait to see how you make it yours. Thanks for being such a fun client to work with~~
Thank you for all of your patience and help, Kristine.
Reply from Kristine Arbogast
October 19th, 2026 05:06 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender for VA home loans, FHA loans, conventional loans and other mortgage solutions. I look forward to helping you again whenever you’re ready.
My wife and I had a long-planned trip to Europe when we unexpectedly stumbled upon our dream home. The timing was challenging because our closing was scheduled just five days after we returned, so we needed to have everything completed before...
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Reply from Kristine Arbogast
October 8th, 2026 01:08 PM
Thank you for sharing your positive experience. I really enjoyed working with you. I’m honored to be your trusted mortgage advisor, whether it’s a VA loan, FHA loan or conventional, I’m always here to help however I can!
I was Confident you would provide the guidance I needed during this process. You were always available when I felt confused and was willing to explain ( with patience) to clear my mind.you were the best!!!Thank you so very much.
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Reply from Kristine Arbogast
October 2nd, 2026 03:40 PM
Your kind words truly mean a lot to me! I’m always happy to provide guidance on mortgage-related matters whether it’s for refinancing or future planning.
Kristine was very nice and easy to work with. She had the process streamlined which made it simple to get through.
Reply from Kristine Arbogast
August 13th, 2026 06:51 PM
Your kind review brightened my day. It was a pleasure working with you, and I’m honored to be someone you trust for mortgage advice, whether it’s buying a home, refinancing, or exploring loan options.
Outstanding communication and responsiveness.
Reply from Kristine Arbogast
August 6th, 2026 07:07 PM
I’m thrilled you had a great experience working with me. Whether it’s a VA loan, FHA loan, refinance, or a new home purchase, I’m always here to help you move forward.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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