

Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222

As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was amazing handling my mortgage loan arrangements under incredibly difficult circumstances. I was in the midst of a job transition and then the COVID 19 storm hit. but Kristine did not miss a beat. She was responsive, upbeat, clear,...
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Kristine was pleasant and professional. Was a great experience.
Kristine has been outstanding throughout this process
Excellent
Reply from Owner
January 9th, 2026 11:08 AM
Thank you so much!
Krisitine and her team made the home buying experience easy and stress free.
Kristine Arbogast has received a review with 5 star rating from Stanton C
Reply from Owner
January 9th, 2026 11:08 AM
Thank you Stanton!
Kristine and her team were exceedingly knowledgeable, responsive, attentive and kind through the entire home buying process. We could not have asked for a better experience.As a first time homebuyer, her professionalism and personability put...
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All the questions we had were answered promptly and the service was great. The only problem I had was when I uploaded the first round of documents into the portal, it did not seem to work. I had a message saying they had uploaded but had to...
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Customer service and communication
As a Realtor for 20+ years, referring my clients to a respected and trusted lender is extremely important to me. I am grateful for the care she has provided to my clients in the past. Now, as a buyer myself, I am even more thankful for Kristine....
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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