Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Awesome to work with . Very very easy with lots of knowledge about loans and such . This is 3rd time I’m dealing with her . Thanks a lot for all that you do .
Great experience... Kristine made our home buying experience a pleasant one!
Reply from Owner
January 9th, 2026 11:08 AM
Excellent! Thank you Don.
Kristine was very responsive to our questions and proactive in keeping us on track to bring our loan to successful closure. We appreciate her experience and responsiveness.
Thank you
Kristine was awesome. She stayed on top of the process from start to finish. We had a tight timeline and she delivered!
Would not hesitate to refer my closest friends to her.
Kristine and her team communicated very well and made the process of buying a home smooth!
Kristine was thorough, professional and made the entire process easier for us. She even helped us with some things at the end while she was on vacation. Kristine and her team rock!
Kristine and her team made everything run smoothly. She even called in and helped with some issues we were having while she was on her vacation. Excellent service!
Kristine is so patient. This is our second time with her helping us get a mortgage and my husband and I both appreciate her kindness and Generosity with her time. She always makes herself available and you can hear her genuine care through...
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Kristine went above and beyond to help us into our home.
Great experience! Will recommend and use again!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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