Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was beyond helpful throughout the entire process! When I first applied for a mortgage I knew it was a shot in the dark. My intentions of applying were to find someone who would stir me in the direction I needed to go and my prayers...
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Great Experience working with Kristen!
Kristine Arbogast has received a review with 5 star rating from Kiel C
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Kiel!
Kristine and her team were extremely helpful with anything I needed. Very friendly and caring during our first home buying experience.
Kristine Arbogast has received a review with 5 star rating from T. M
Reply from Owner
January 9th, 2026 11:24 AM
Thank you!
I was amazed on how Kristine kept in touch with me at every step of the way and how she clearly walked me through the entire process, and always following up with to ensure that all my questions and concerns were answered. She let me know that...
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Kristine was outstanding during this process. She answered all of questions and kept us informed with all details. I would definitely recommend Kristine and My Wife and I will use her and Towne Bank again.
Kristine Arbogast has received a review with 5 star rating from Michael L
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Michael!
You came through in the most difficult times.
Great communication!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
Disclaimer
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