Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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This is the second home Kristine has helped me with. She is kind, patient, knowledgeable, and communicates quickly.
Kristine professionalism and responsiveness made the process great.
Kristine Arbogast has received a review with 5 star rating from Johana D A
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Johana!
Kristine shows commitment and care through constant communication from start to end. We could tell the effort being made to find a loan that best fit our needs. Thank again!
Kristine Arbogast has received a review with 5 star rating from Andrew B
Reply from Owner
January 9th, 2026 11:18 AM
Thank you, Andrew!
Kristine was so great to work with throughout the process. It is a stressful time, but Kristine answered all of our questions and was always so responsive. We highly recommend her and Towne!
Kristine continues to work on providing the best options available. This is the second time working with her and have had no issues either time with finding what we feel is a great loan.
Kristine was great to work with and very helpful. 10/10 recommend.
Very great help with assisting the process of purchasing a home. Always get right-away answers when needed . Would recommended her to anyone purchasing a home .
I'd site two things that made it just ok:1. We felt it was a struggle to get the best rates that were available, and only bringing in competitive offers got us there.2. We understand the mortgage industry is busy, but getting a request for...
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
Disclaimer
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