Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Her wealth of knowledge will work in your favor. She is very pleasant and will guide you through the house buying process easily!
Kristine and her team will make your home buying process so easy! If you want the whole process handled quickly, professionally and effectively, look no further. This is who you want on your side. Thanks again!
Reply from Owner
January 9th, 2026 11:08 AM
Happy to help! Thank you Zach. 👍
Kristine and her team were very thorough and knowledgeable throughout the loan process. They were professional and super quick to respond when we had any issues. They definitely helped to make the process very simple for us!
Kristine was always available to answer my questions and made the process easy.
Kristine is very helpful. She makes the whole process very understanding and smooth. I will recommend her.
Reply from Owner
January 9th, 2026 11:08 AM
Thank you!
Kristine was very helpful, she made the whole process go nice & smooth. Also, their app was a plus so you can check your status and submit documents through it. My agent Richard Hanson Referred me to her. Both of them did a great job.
Kristine was available at all hours and on weekends. She and her team went above and beyond to ensure I was able to close on my new home. Kristine was patient in answering all my questions and helping me through the process. Thanks!
Kristine Arbogast has received a review with 5 star rating from Tom H
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Tom!
Very professional and once we told her what type of loan my wife and I were looking for, she immediately started working on a Preliminary Estimate of our monthly Mortgage payment and what the Closing Cost breakdown would be. I've had several...
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Very smooth process and Kristine kept us up to date on the process the whole time. Would highly recommend Kristine for anyone looking for a mortgage!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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