Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was very patient and walked me through a variety of options for a first time home buyer loan. I would not hesitate to recommend her!
Reply from Owner
January 9th, 2026 11:08 AM
You're so sweet. Thank you Leah and congratulations on your home! 🏡👏
Krstine was very patient and showed me a variety of options for getting a first time home buyer loan. She made the process as painless as possible, and I wouldn't hesitate to recommend her!
Kristine Arbogast has received a review with 5 star rating from Jared B
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Jared!
Kristine was amazing! She was very prompt and very quick when working with us. It definitely made the whole home buying process feel a lot easier with her.
Great Job Kristine.
Kristine’s communications between my wife and I helped ease our mind through this entire process. Everything she said was right on point and we new what to expect when it happened. Kristine’s knowledge of her industry is top notch and she gives...
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I liked the straightforward process. The mobile app was helpful in exchanging documents. I knew exactly what documents were requested, and they were easy to upload and send. The periodic emails with suspense dates was helpful in tracking progress....
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Reply from Owner
January 9th, 2026 10:32 AM
Thank you so much Andrew! It was a pleasure working with you.
Straightforward process. Mobile app was helpful in exchanging documents, email with suspense dates was helpful in tracking progress. Kristine was very response, even responding after normal work hours. She and her team was top notch!
This was the most pleasant transaction! Kristine was wonderful as was her team with handling this for us. We would and have already recommended them to other people!
Kristine was great to work with! I would highly recommend her to anyone!
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Tim! ⭐️
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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