

Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222

As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Easy to reach, pleasant and ready to answer numerous questions.
Working with Kristine made the process feel very comfortable. She and her team were very transparent, and detailed. It felt very “personal” overall and for that we are extremely grateful!
-The Hagamans
Very friendly and helpful quick reporting
Kristine and her team were beyond helpful, supportive, and responsive! We had a great experience!
Kristine Arbogast has received a review with 5 star rating from Dt R
Reply from Owner
January 9th, 2026 11:08 AM
Thank you!
The process was smooth, and Kristine made it less stressful with of knowledge.
Kristine made the whole process extremely easy and effortless. As first time homebuyers, we had many questions and she was always available for us. Her response time was also quick and her explanations of the process were easy to understand....
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Reply from Owner
January 9th, 2026 10:33 AM
Thank you so much!
Kristine made the whole process extremely easy and effortless. As first time homebuyers, we had many questions and she was always available for us. Her response time was also quick and her explanations of the process were easy to understand....
read more
Kristine and her team made everything easy and awesome to work with.
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Heath!
Kristine and her team made everything easy so I could buy my house
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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