Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Being informed, quick turn answers, available people when I needed them
Kristine was always available and extremely pleasant to work with. She and her team made the process easy.
Kristine was very timely and responsive to all my questions and needs. She was very personable in addition to knowledgeable.
Highly recommended Her
We enjoyed working with Kristine. We had not purchased or sold a property in a very long time. She took the time to clearly explain all of the processes to us to eliminate our concerns.
This is my second time using Kristine for a Home Purchase. Her knowledge, attention to details and advice is second to none and makes the whole loan process easy. Kristine is at the top of her game and I give her an A+!
Charles Morehead
Kristine Arbogast has received a review with 5 star rating from Mark L
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Mark!
Very smooth process.
Kristine was always quick to get back to us if we had any questions. Would highly recommend Kristine and Towne First mortgage!
Great job by Kristine and the team at Townebank mortgage.
Communication
Kristine helped every step of the way. She is so knowledgeable, professional, and easy to work with. We felt that she always looked out for our best interests. We highly recommend Kristine and her team when looking for a mortgage! You’ll be...
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
Disclaimer
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