Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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From the very start of working with Kristine, she and her team made the process very easy. Very responsive and easy to get in touch with as well!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Kristine was very helpful and quickly responded to our questions. We would definitely recommend her services.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
I tend to worry about everything. Kristine was always there to answer my questions and make me feel comfortable throughout the entire process.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
Reviewing and Signing documents electronically and digitally.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
Kristine was amazing to deal with on a transaction which had a very short lead-time. Her attention detail and determination kept the deal on progress to fruition.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
You can definitely count on her to help you with your loans. I wouldn’t recommend anyone else.
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Chris!
Everything was fast and communications was excellent
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your positive review and hope to work together again in the future.
I love the online experience of digital signatures. It was nice to be able to review and complete documents in the comfort of my home.
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Sandra! I'm so happy that our mobile app streamlined this process for you!
Your responsiveness was amazing! Even on the weekends you were available. Thanks so much!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you so much~~~ you have a beautiful home.
Knowledgeable, attentive and always helpful.
Reply from Owner
January 9th, 2026 11:07 AM
Thank you Steve, I really enjoyed working with you and hope you are getting settled in your beautiful new home.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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