Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was quick to answer all of my questions and was extremely helpful throughout the process.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you Barry - you were amazing to work with.
Thank you for being so willing to educate us on some of the things we did not know being first time home buyers! You put our minds at ease and made this feel like an educational process too, which we greatly appreciate!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Smooth process
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
Kristine Arbogast has received a review with 5 star rating from Martha N
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Martha!
Kristine demonstrated a professional, knowledgeable, and responsible approach throughout the mortgage process. It was a pleasure to work with her. I would highly recommend her and Towne Bank Mortgage Services.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
Kristine and the team at Towne Mortgage were excellent! Your guidance and support were invaluable, and I truly appreciate the effort you put into securing the best possible terms for my mortgage. Thanks to you, I am now settled in my new home,...
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Reply from Owner
January 9th, 2026 10:40 AM
Thank you so much for taking the time to leave such a fantastic review, Tyler! I'm thrilled you're settled into your new home and couldn't be happier. That's exactly what getting the right mortgage should be about – peace of mind and the joy...
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Such a smooth and helpful process! You guys made it so easy! Thank you!!!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
100% recommend Kristine, she makes the process go by so fast and makes everything easier for the client
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
Kristine was always available when I had questions. She provided clear and thoughtful advice about what I needed to do, and she always kept me up to date on the status of my loan. She is a credit to Towne Mortgage.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
First time home buyer. Kristine and her team made the entire process extremely easy for me. Will definitely recommend to others. Not sure there's anything they could have done better!
Reply from Owner
January 9th, 2026 10:40 AM
Thank you very much Alex. LOVE your new home and you were such a pleasure to work with.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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