Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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The online format generally made things simple and clear. Whenever I did hit a point that lacked clarity Kristine was always immediately available to clear things up and keep me on track. Easy.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
Kristine is very professional, friendly, knowledgeable, competent & available for step by step guidance. She was very patient with the myriad of questions in this complex process, so much has changed since my last purchase.
Reply from Owner
January 9th, 2026 10:39 AM
Thank you Dan~~really enjoyed working with you !!! Your new home is amazing 🏠
Professional, friendly, knowledgeable, competent & available for step by step guidance. She was very patient with the myriad of questions in this complex process, so much has changed since my last purchase.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
Communication and customer service were excellent. No surprises. The information I needed to provide was easy and reasonable.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
Communication was fantastic. Kristine responded to are calls and e-mails promptly and with complete information and directions.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
Kristine is the definition of a professional. The level of service and attention to detail that she provided us was unmatched. She went above and beyond to be there for us and we couldn't be happier. I would recommend Kristine without hesitation...
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Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Danny! Your feedback truly made me smile. I'm so glad that I was able to provide an outstanding experience for you! I am always here if you ever need anything or have any questions!
Kristine, You made this process effortless. I am beyond pleased with your professionalism and level of service. I would recommend anyone looking for a mortgage to contact you without hesitation. We can't thank you enough for all of your help...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
Y'all made my dream a reality in a terrifying market. The fact that you were able to move so quickly while listening to my needs and answering my questions is really astonishing. And the fact that I now have a house with mortgage rates that...
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Reply from Owner
January 9th, 2026 10:39 AM
I'm so happy to support your dream of homeownership, it was truly my pleasure! I am always available if you or someone you know ever has a question.
Y'all made my dream a reality in a terrifying market. The fact that you were able to move so quickly while listening to my needs and answering my questions is really astonishing. And the fact that I now have a house with mortgage rates that...
read more
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Experience was great, Kristine and her team took care of everything.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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