Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
As a first-time homebuyer, I was very uninformed on the mortgage process. Kristine and her team are so knowledgeable and were so quick to answer any questions and provided great advice. I am so grateful and appreciative of this experience and...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Kristine is always available to answer any of my questions at any time of day, nights, and weekends! And she has great customer service! Highly recommended!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Informative, easy to understand, quick responses.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
Kristine was very patient answering all my questions. She made sure I understood each step of the process and if she didn't have an answer to a question, she found one. Kristine made this an easy process and kept me from getting overwhelmed....
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Reply from Owner
January 9th, 2026 11:07 AM
Thank you so much for your kind review and trusting me with the financing of your home!
Kristine was patient answering all my questions. She provided information that helped me make the best decision for my situation and helped keep me calm during the process. Whenever a problem occurred, Kristine had a solution or found one....
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
Kristine did an excellent job making sure everything was in order for closing. She listened to what we needed and took care of all issues quickly. Our title company was a nightmare and she helped straighten everything out.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled to have earned your trust. Reach out to us whenever you need mortgage advice.
Kristine Arbogast has received a review with 5 star rating from Michelle K F
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Michelle!
What made it wonderful was Christine was very accessible to me and would answer any questions very quickly answered the phone when I contacted her was very helpful when I needed help with anything !!! Very knowledgeable about all things mortgage...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
kristine did a great job and was available till the last leg of closing
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
Very detailed and explained complex issues very well!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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