Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Very friendly and easy to work with.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
Kristine made the entire process very easy to maneuver. What I found most impressive was she was so accessible, I could text or email anytime and she would reply quickly even while she was out of the country. Great overall experience!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
Cooperative and understanding.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
Very easy to upload all the documents. Kristine was readily available to answer any questions that came up during the process.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Kristine and her team at Towne First Mortgage are an amazing team for your mortgage needs. She is amazing to work with and was quick to respond on all our questions. I highly recommend her and her team if you’re looking to buy a home.
Reply from Owner
January 9th, 2026 11:07 AM
Thank you very much !! It was such a pleasure working with you and your new home is amazing 🤩
Kristine was amazing during the whole process. She advised us on all our financial questions. If she did not have the answer she reached out to someone that did. She uses the app for the e-signatures which was very convenient. If there was...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
Kristine Arbogast
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
Kristine and her team worked quickly and efficiently to guide me through the loan process! They made the entire experience easy and pleasant!
Reply from Owner
January 9th, 2026 11:07 AM
Thank you so much for trusting me and my team for your home financing needs! It was truly a pleasure to support and guide you through the process
Kristine and her team made the entire process easy and pleasant. They guided me quickly through the necessary steps, and there was excellent communication!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review brightened our day. We're honored to be your go-to mortgage advisors.
The mortgage application process was very easy and Kristine and the TowneBank team took care of everything.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
Disclaimer
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