

Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222

As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Everything!! Super smooth and clear!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're thrilled that you had a positive experience with us!
Kristine was great, the process is just arduous and the underwriter plucked my last nerve. then the closing attorney kept us waiting for 40 minutes without as much as a sorry you had to wait. But as closing to I think it went well
Kristine is the most caring, professional, experienced and personable mortgage professional I have ever worked with. I can recommend her without hesitation. She will make your dreams come true!
Reply from Owner
January 9th, 2026 11:07 AM
Thank you so much!! It’s been my pleasure and I am just so excited for you and your amazing new home. I truly enjoyed working with you.
Kristine is a miracle worker. She was able to help me finance my dream house in a pleasant and totally professional, competent manner. Absolutely the best experwince I have had with a mortgage loan officer, without exception. She genuinely...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
Wonderful experience
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you very much, I really enjoyed working with you both and hope you are loving your new home.
Knowledgeable, educational, patient, competent
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
We were given options for financing which were innovative and unexpected. The inability to sell our current residence presented a tremendous strain on our ability to honor the new house building contract. Kristine delivered realistic options...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Kristine is very freidnly and knowledgeble to guide and advise on mortgage matters.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Kristine worked with me to answer all my questions and accomodate the fact that I needed closing done at my home, instead of their offices.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
Kristine Arbogast has received a review with 5 star rating from Brett O
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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