Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Kristine! Thank you for your help throughout this process. We appreciate your communciation, transparency and availability to answer any questions!
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
Very flexible and communicative with us being first time homebuyers. Also very knowledgeable with how to utilize financials at closing.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
Great advice, quick responses to question, app on my phone made it easy to provide information, sign documents, review information.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
The team at Towne Bank, led by Kristine Arbogast, struck an impressive balance between being personable and maintaining a high level of professionalism. They demonstrated thorough expertise in their field, facilitating a seamless mortgage process....
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Reply from Owner
January 9th, 2026 11:07 AM
Wow!!! Thank you so much!!! You were amazing to work with and I am so happy that I was part of your journey. Your new home is AMAZING!!!
The team at Towne Bank, led by Kristine Arbogast, struck an impressive balance between being personable and maintaining a high level of professionalism. They demonstrated thorough expertise in their field, facilitating a seamless mortgage process....
read more
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
Kristine Arbogast did a very good job throughout our mortgage application process and getting us to closing even with an inexperienced seller / investor. Please make sure to have all of the mortgage team members aware of what documents have...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
Easy to work with and answerd all of my questions, also made the process quick and easy to understand
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
Kristine kept us up to date on the process of the mortgage as it progressed throught the various stages.She responded to all of our questions/issues with patience.Kristine has a great personality was easy to work with. We would recommend to...
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Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Kristine Arbogast has received a review with 5 star rating from Robert C
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Robert!
kristine was patient with us knowing it was our first time buying a home and she did everything she could to help us out. We are extre grateful and wouldn't have wanted to work with anyone else.
Reply from Kristine Arbogast
October 1st, 2025 02:44 PM
Thank you for your feedback! I have enjoyed working with you,
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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