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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    M
    Marco M
    Stockton, CA
    Posted on July 26th, 2017 06:52 AM
    Kristina's, employees where very helpful in all ast
  • FTP
    B
    Benito R
    Stockton, CA
    Posted on July 26th, 2017 02:38 AM
    great services
  • FTP
    Y
    Yvette E
    San Jacinto, CA
    Posted on July 25th, 2017 04:45 PM
    Now a days is very hard to find an individual who cares for their customers and provides 100% customer service. I was lucky I found Kristina Hernandez who treated me more than just another loan number. Kristina is a very hard and dedicated...
    read more
  • FTP
    F
    Francisco R
    Stockton, CA
    Posted on July 25th, 2017 04:09 PM
    We felt our home buying process was quick and easy
  • customer
    M
    Maria F
    Posted on July 24th, 2017 01:05 PM
    I would like to let everyone know that Kristina and her team at Stearns lending are the best group of people that we have worked with to purchase a home! From day one these ladies showed us that they really care about their customers. This...
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  • FTP
    S
    SAJJAD Y
    Stockton, CA
    Posted on July 21st, 2017 03:59 AM
    She was there whenever I called... even on Sunday!!
  • FTP
    P
    Peter O
    Stockton, CA
    Posted on July 21st, 2017 02:02 AM
    Professionalism , kept her words and delivered three days ahead of schedule .
  • 881–887 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.