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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    F
    Fabian J
    Stockton, CA
    Posted on December 24th, 2017 10:43 PM
    Everything was done in a timely manner, quick with replies and very helpful with any questions we had. The best experience we’ve had buying a home.
  • FTP
    J
    Jose V
    Stockton, CA
    Posted on December 24th, 2017 10:26 PM
    Wonderful!
  • FTP
    L
    Lester L
    Woodbridge, CA
    Posted on December 23rd, 2017 07:10 PM
    We felt that we were considered part of Kristina's family and the Stearns family. Thank you so very much.
  • FTP
    B
    Brad K
    Stockton, CA
    Posted on December 19th, 2017 09:44 PM
    Prompt, without any nonsense!
  • FTP
    K
    Karen V
    Stockton, CA
    Posted on December 15th, 2017 06:38 PM
    Kristina did a wonderful job explaining everything to us and in a way that we understood what she was talking about. She quickly answered all questions and was very easy to get in touch with. The whole experience was quick, flawless, and pleasant....
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  • FTP
    I
    Isidro A
    Stockton, CA
    Posted on December 3rd, 2017 10:01 PM
    She is a very good professional, she help a lot, if I have a question she answer to me, I recommend her she is a good person and to fast doing her job
  • FTP
    T
    Todd M
    Stockton, CA
    Posted on November 14th, 2017 05:39 PM
    Kristina and her staff were knowledgeable, flexible, helpful, and communicative.
  • FTP
    A
    Allison Y
    Atwater, CA
    Posted on November 14th, 2017 02:18 PM
    Great communication, great team to work with
  • FTP
    T
    Timothy S
    Lodi, CA
    Posted on November 14th, 2017 01:58 PM
    Easy to work with. Loved all the emails to keep me updated
  • FTP
    C
    Cesar A
    Stockton, CA
    Posted on November 11th, 2017 04:01 PM
    Christina Hernandez along with Stearns lending were very honest and helpful throughout our home buying experience. I highly recommend Stearns lending to any interested home seekers.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.