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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    M
    Maricela N
    Stockton, CA
    Posted on October 31st, 2017 09:21 PM
    Kristina was amazing to work with she always had a positive attitude and alway had answers to all my questions . Thank you so much for all your help you are awesome ;)
  • FTP
    A
    Ashley P
    Manteca, CA
    Posted on October 21st, 2017 02:53 PM
    Kristina was so on top of things and was very helpful during this entire process. She was available whenever I needed her and she went above and beyond to ensure the process went smoothly and was on time. I will continue to let everyone know...
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  • FTP
    J
    Joanna M
    Stockton, CA
    Posted on October 21st, 2017 01:09 PM
    The dedication to her work, and promptness! 2nd time working with her and we couldnt be any more grateful for Kristina and her team. Stearns Rock!
  • FTP
    H
    Heriberto C
    Stockton, CA
    Posted on October 20th, 2017 01:49 PM
    Communication was very good. Questions we're always answered on time.
  • FTP
    W
    Willie H
    Fairfield, CA
    Posted on October 16th, 2017 03:40 PM
    No time to read what you sign. I should not have to ask for a hard copy of anything that I sign. They asked me for the same things over and over. They never explained the stuff that I was signing .
  • FTP
    D
    Devin J
    North Highlands, CA
    Posted on October 13th, 2017 02:37 PM
    Throughout the whole process, Kristina Hernandez and her team had great communication and work ethic. Kristina and her team also helped with applying me for programs that allowed me to purchase my new home. Kristina and her team did a very...
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  • FTP
    J
    Janet R
    Stockton, CA
    Posted on October 12th, 2017 03:09 PM
    Kristina and her team are the best! They handled my transaction with care and promptness! We were ready to close a week before our actual closing date. Not just that but they all have a great personality and positive vibes :)
  • FTP
    Y
    Yvette F
    Stockton, CA
    Posted on October 2nd, 2017 10:23 PM
    Quick process!
  • FTP
    G
    Gale H
    Linden, CA
    Posted on October 2nd, 2017 01:33 PM
    Her patience and quick responses made this a more pleasant experience.
  • FTP
    D
    Derick U
    Stockton, CA
    Posted on September 21st, 2017 03:59 PM
    Kristina really went above and beyond with making herself available through both email and phone and always patiently explained things to me. Even if I didn't understand right away, she kept rephrasing to make sure I understood what was going...
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.