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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    M
    Michael G
    Stockton, CA
    Posted on March 4th, 2018 01:49 PM
    Wonderful job kris
  • FTP
    D
    Daniel G
    Stockton, CA
    Posted on March 3rd, 2018 05:09 PM
    Thank you for all your hard work.
  • FTP
    S
    Shannon B
    Lodi, CA
    Posted on February 13th, 2018 12:10 AM
    Prompt and very professional.
  • FTP
    D
    Danny G
    Stockton, CA
    Posted on February 5th, 2018 06:05 PM
    Everyone was very helpful, down to earth and understanding. We always received timely responses on all calls or emails sent on questions we had. The team was able to walk me through any processes that I was no quite clear on. I would definitely...
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  • FTP
    M
    Martha V
    Stockton, CA
    Posted on February 2nd, 2018 12:49 AM
    My experience working with Kristina and her team was very pleasant. We closed before the 30 days which I was excited. I would definitely recommend her to anyone who is planning to buy a home. Thank you Kristina, Barbara, and Suzie you guys...
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  • FTP
    P
    Patricia M
    Sacramento, CA
    Posted on January 31st, 2018 04:33 AM
    I felt supported through the process.
  • FTP
    L
    Lorenzo N
    Stockton, CA
    Posted on January 27th, 2018 03:47 PM
    We appreciated the fact that she's was so knowledgeable in her field and every time we had a worry she made us feel at comfort. From beginning to end she kept in contact and answered all our questions along with doing everything she said she...
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  • FTP
    J
    Jenaro P
    Stockton, CA
    Posted on January 22nd, 2018 07:18 PM
    Kristina was really helpful and answered all my questions, I would definitely recommend Kristina and her team!
  • FTP
    J
    Javier N
    Stockton, CA
    Posted on January 16th, 2018 06:12 PM
    The communication was great. She was always there for any questions or concerns we had. It made the process so much easier!
  • FTP
    M
    Mario P
    Stockton, CA
    Posted on January 12th, 2018 10:47 PM
    All my questions and concerns were answered in a timely manner. Everyone at sterns was very helpful and made my home buying process very smooth.
  • 841–850 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.