Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    A
    Adam B
    Pioneer, CA
    Posted on September 18th, 2017 04:57 PM
    Communication was constant. We never had to wait more than 8 hours for a response. Kristina was knowledgeable, attentive, and made the refinance process simple.
  • FTP
    N
    Nicolas G
    Stockton, CA
    Posted on September 11th, 2017 08:33 PM
    Very good
  • FTP
    C
    Cherlena J
    Stockton, CA
    Posted on September 8th, 2017 03:04 PM
    Very time efficient, and flexible with clients schedule, hands on, kind and friendly with clients.You all made this experience less stressful by being very thorough, organized, and professional.Thanks again for your assistance in helping me...
    read more
  • FTP
    S
    Stacy O
    Stockton, CA
    Posted on September 1st, 2017 04:47 AM
    She was very helpful, knowledgeable, thorough and had a great team to help with the process. I would definitely recommend her to people I know.
  • FTP
    J
    Jacob K
    Riverbank, CA
    Posted on August 14th, 2017 04:30 PM
    Very easy to work with and understood the fact that I am a busy person just as she is. Therefore understanding the fact that i took a little extra time to get things done. I was very pleased to work with her.
  • FTP
    L
    Lidia L
    Stockton, CA
    Posted on August 5th, 2017 04:23 AM
    I have a great experience!! Kristina and her team, work hard to make things smooth for me. Especially with her flexibility of time she always working around my schedule. Thanks Kristina!!!
  • customer
    A
    Amanda V
    Posted on August 3rd, 2017 03:10 PM
    Love Kristina! She is knowledgeable and prompt to respond to questions throughout the process. We've worked with her on two loans and refer everyone we know who is interested in purchasing or refinancing to her.
  • FTP
    G
    Gloria R
    Sacramento, CA
    Posted on August 3rd, 2017 01:59 AM
    Kristina is knowledgeable and was able to answer all the questions I had. She informed me of any changes or concerns with the process of the loan. She is caring about her clients and looks out for our best interests. Kristina provides you options...
    read more
  • FTP
    A
    Atkins R
    Stockton, CA
    Posted on August 2nd, 2017 01:22 PM
    Kristina was very GREAT to me as a first time home buyer. The wealth of information, knowledge and guidance that she gave me was not only helpful but ease the stress as i was going through the process. Any and every question was answered thoughtfully...
    read more
  • FTP
    J
    Jose R
    Stockton, CA
    Posted on July 31st, 2017 09:57 PM
    Kristina did a wonderful job helping me understand my options and kept me well informed.
  • 871–880 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.