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Kristen Smith - VP/Mortgage Loan Officer | NMLS # 306103 in Suffolk, VA

Kristen Smith

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VP/Mortgage Loan Officer | NMLS # 306103

Company Logo
Old Dominion University
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
Company Logo
Old Dominion University
Old Dominion University
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
View All days
Overall Ratings
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5 Star
91%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • google
    N
    Nadine J
    Posted on November 8th, 2020 11:20 PM
    Kristen Smith has received a review with 5 star rating from Nadine J
  • Encompass
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    Nadine L
    Portsmouth, VA
    Posted on November 8th, 2020 11:20 PM
    Kristen was able to work with every single one of my needs. She made sure I understood what was going on throughout the process of my loan.
  • google
    T
    Tauren S
    Posted on November 4th, 2020 03:46 AM
    Kristen Smith has received a review with 5 star rating from Tauren S
  • Encompass
    T
    Tauren M
    Suffolk, VA
    Posted on November 4th, 2020 03:46 AM
    The smoothest mortgage I’ve ever gotten. Clear concise communication. Calmed any and all fears throughout the process. Will recommend to others a coming to the area!
  • google
    D
    David D
    Posted on October 25th, 2020 01:12 AM
    Kristen Smith has received a review with 5 star rating from David D
  • Encompass
    D
    DAVID L
    Suffolk, VA
    Posted on October 25th, 2020 01:12 AM
    The Covid 19 lockdown made this a different refinance situation without face to face as in other similar mortgage situations but Kristen And Angie guided me through the process with their understanding and patience. Anyone thinking to refinance...
    read more
  • Encompass
    T
    THOMAS H
    Mount Jackson, VA
    Posted on October 19th, 2020 01:31 PM
    We got the loan as expected.
  • google
    R
    RICHARD A
    Posted on October 13th, 2020 09:43 PM
    Kristen Smith has received a review with 5 star rating from RICHARD A
  • Encompass
    R
    Richard S
    Virginia Beach, VA
    Posted on October 13th, 2020 09:43 PM
    All were very professional
  • google
    M
    Monil P
    Posted on October 4th, 2020 10:26 PM
    Kristen Smith has received a review with 5 star rating from Monil P
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    About
    Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process. As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams Specializes in Conventional, FHA and VHDA loan programs Knowledgeable in construction financing
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Home Equity Loans
    View All
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    Education
    • Old Dominion University
      Old Dominion University logo
    • Christopher Newport University
      Christopher Newport University logo
    Positions
    • TowneBank Mortgage - VP- Senior Loan Officer
      May 22nd, 2006 - Current
    Memberships
    • Portsmouth Museum Foundation Board Member
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 306103
    Awards
    2016 40 Under 40 R...
    2012-Present Chair...
    Hobbies
    • Spending time with My Kids, Family and Friends.
    • Going Camping and hitting the Beach.
    • Volunteering within the community and helping others.
    • View All
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.