Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Kristen was constantly available and always had rapid return on requests or questions. This was a great experience!
I WAS VERY PLEASED WITH THE OUTSTANDING SERVICE I RECEIVED FROM KRISTEN FROEHLICH, ANGIE SCHWARZ, AND ALICE MARSHALL. KEEP DOING YOUR BEST. ALSO THANKS TO ANYBODY ELSE THAT I FORGOT TO MENTION. THANKS AGAIN RICHARD W
Everyone at TowneBank is amazing. Have known Kristen for years and she has always given us a great experience!
Kristen and her team are top notch and we have used them for the last several home purchases and refinancing situations.Kristen always returns phone calls no matter how busy she is, she is patient answering questions and extremely knowledgeable...
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Very Helpful !!
Very helpful during the whole process very thankful for Kristen!!
Kristen and her team did a great job particularly in this Covid environment.
great , personal service, patience !! EXPERT knowlege of the process, we have closed on 8 houses, each has presented challenges, some almost unbearable, but when we came to TOWNBANK , and met KRISTEN we felt at ease through the whole process,...
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Kristen Smith has received a review with 5 star rating from James F
Kristen went above and beyond to ensure we had a seamless home buying experience. If there were an option for 10 stars, she would get it.
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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