Kristen Smith
VP/Mortgage Loan Officer | NMLS # 306103
Old Dominion University
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the ... Show More
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Kristen and her team helped me all the way they all great. Thank you for everything
Kristen Smith has received a review with 5 star rating from Teresa F
Kristen and her team were incredible to work with. They were diligent and responsive no matter what time of day or how many questions we asked. They worked tirelessly to help us try to close early and never complained when unexpected delays...
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Great experience.
With intrest rates being so low, we decided to Re-Fi, which began an exhaustive search for a provider, we went the internet way first, which led to double talk and vague figures and promises, we bank with Town Bank, and thought we'd check their...
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Phenomenal job working with Kristen. Only the highest of recommendations.
Kristens level of professionalism is beyond reproach. She possesses a "can-do" attitude that makes her an essential part of the Townebank family. I would not hesitate to recommend her to anyone needing a mortgage or just has questions about...
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Kristin and her team were professional and helpful, our Re-fi was very smooth, this is our 8th Re-fi or mortguage, Town bank was by far the best experience, the best rate and the quickest we have ever used, thanks to all
We were kept informed all along the process.
Kristen Froehlich and her team display superb customer service and professionalism. My family loves Townebank!!!!
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About
Being a good mortgage professional means treating your clients and their financial goals as a top priority. Kristen Smith is committed to making sure that you are getting the loan that best fits your needs, while remaining dedicated to the objective of helping simplify the home financing process.
As a lifelong resident of Hampton Roads she realizes the importance and the benefits of working with a hometown lender and looks forward to the opportunity to work with you. She specializes in creating the best mortgage finance plan to lower costs, save money and help you purchase or refinance the home of your dreams
Specializes in Conventional, FHA and VHDA loan programs
Knowledgeable in construction financing
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Home Equity Loans
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Education
- Old Dominion University
- Christopher Newport University
Positions
- TowneBank Mortgage - VP- Senior Loan OfficerMay 22nd, 2006 - Current
Memberships
- Portsmouth Museum Foundation Board Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 306103
Awards
2016 40 Under 40 R...
2012-Present Chair...
Hobbies
- Spending time with My Kids, Family and Friends.
- Going Camping and hitting the Beach.
- Volunteering within the community and helping others.
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Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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