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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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  • Encompass
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    Kasey V
    McKinney, TX
    Posted on August 19th, 2025 01:24 AM
    Great communication! I always felt like she had our best intrest in mind.
    Reply from Kristen Walther
    August 19th, 2025 05:23 PM
    Kasey, I am grateful to have past clients like you guys. I know you will love McKinney for years and hope we can work together again. Kristen
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    Aleesia I
    Posted on August 11th, 2025 12:33 PM
    Highly recommend Kristen and Staci! They did an amazing job helping me purchase my first home. The communication and service were excellent, and we were able to close in a quick turnaround!
    Reply from Owner
    May 27th, 2026 08:00 PM
    Thank you for your kind words, Aleesia. I'm pleased to hear that you had a great experience with both Staci and me during your first home purchase. It's appreciated to know that the communication and service met your expectations, and we could...
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    Aleesia I
    Watauga, TX
    Posted on August 11th, 2025 12:01 PM
    Communication and service were excellent from Kristen and Staci! They helped me complete a very quick closing with no issues.
    Reply from Kristen Walther
    August 14th, 2025 12:02 PM
    I'm so pleased to know that you had an excellent experience with the communication and service. It's great to hear that Staci and I could assist you in completing a swift and seamless closing. If there’s anything else you need in the future,...
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    Mark P
    Dallas, TX
    Posted on June 9th, 2025 03:16 PM
    Kristen and her team always take great care of their clients and have great communication all around.
    Reply from Kristen Walther-Merkins
    June 12th, 2025 03:18 PM
    Thank you, Mark, for your kind words. I am thrilled to hear that you appreciated the care and communication from my team at Highlands Residential Mortgage, Ltd. We strive to provide the best service possible, and your feedback means a lot to...
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    Joseph L D
    Dallas, TX
    Posted on June 9th, 2025 01:33 AM
    Kristen was very communicative and wonderful
    Reply from Kristen Walther-Merkins
    June 12th, 2025 01:36 AM
    I'm delighted to hear that you found the communication effective and had a wonderful experience. It was a pleasure assisting you, and I appreciate your feedback.
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    Anthony L F
    Fort Worth, TX
    Posted on June 2nd, 2025 02:04 PM
    Th a k you for all your help!
    Reply from Kristen Walther-Merkins
    June 5th, 2025 02:11 PM
    I'm glad I could assist you. If there's anything more you need or any way I can further support you, please feel free to reach out. Thank you for choosing Highlands Residential Mortgage, Ltd.
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    Chris C
    Lake Dallas, TX
    Posted on May 28th, 2025 01:26 PM
    This was my first experience in this area and I heard stories from others about their experiences with the process but, with Kristin and her team, it was straightforward with plenty of assistance along the way. Thank you!
    Reply from Kristen Walther
    May 28th, 2025 03:57 PM
    Chris, it was a pleasure working with you and I hope we have the chance again in the future.
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    Christopher C
    Carrollton, TX
    Posted on May 5th, 2025 01:49 PM
    Great communication, and wanting what is best for us.
    Reply from Kristen Walther-Merkins
    May 8th, 2025 01:56 PM
    I am thrilled to hear that you appreciated the communication and our commitment to your best interests. It was a pleasure assisting you, Christopher. Thank you for your positive feedback.
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    Nicole L
    Carrollton, TX
    Posted on May 3rd, 2025 02:11 PM
    Great rates, and open to give good advice. very fun to work with.
    Reply from Kristen Walther
    May 3rd, 2025 02:48 PM
    Really enjoyed working with you Nicole! Please keep in touch and if you ever need anything I'm here.
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    Liz O
    Posted on April 30th, 2025 02:11 PM
    As a realtor, working with Kristen was a great experience. She’s professional, responsive, and kept the process smooth and stress-free for everyone involved. I’d happily recommend her to any buyer or agent!
    Reply from Owner
    May 12th, 2025 09:03 PM
    Liz you did such a great job with this new buyer! I know they were so happy to have you by their side and I'm so grateful that I was able to be apart of the transaction. Can't wait to work together again.
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.