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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Reviews from Web
  • Encompass
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    Chris C
    Lake Dallas, TX
    Posted on May 28th, 2025 01:26 PM
    This was my first experience in this area and I heard stories from others about their experiences with the process but, with Kristin and her team, it was straightforward with plenty of assistance along the way. Thank you!
    Reply from Kristen Walther
    May 28th, 2025 03:57 PM
    Chris, it was a pleasure working with you and I hope we have the chance again in the future.
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    Christopher C
    Carrollton, TX
    Posted on May 5th, 2025 01:49 PM
    Great communication, and wanting what is best for us.
    Reply from Kristen Walther-Merkins
    May 8th, 2025 01:56 PM
    I am thrilled to hear that you appreciated the communication and our commitment to your best interests. It was a pleasure assisting you, Christopher. Thank you for your positive feedback.
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    Nicole L
    Carrollton, TX
    Posted on May 3rd, 2025 02:11 PM
    Great rates, and open to give good advice. very fun to work with.
    Reply from Kristen Walther
    May 3rd, 2025 02:48 PM
    Really enjoyed working with you Nicole! Please keep in touch and if you ever need anything I'm here.
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    Liz O
    Posted on April 30th, 2025 02:11 PM
    As a realtor, working with Kristen was a great experience. She’s professional, responsive, and kept the process smooth and stress-free for everyone involved. I’d happily recommend her to any buyer or agent!
    Reply from Owner
    May 12th, 2025 09:03 PM
    Liz you did such a great job with this new buyer! I know they were so happy to have you by their side and I'm so grateful that I was able to be apart of the transaction. Can't wait to work together again.
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    Liz O
    Garland, TX
    Posted on April 30th, 2025 01:30 PM
    Kristen was available every time I needed her and very knowledgeable. She took care of my client really well and we had a smooth closing. Recommend!
    Reply from Kristen Walther-Merkins
    May 3rd, 2025 01:37 PM
    I'm thrilled to hear that you had a smooth closing and that I could provide the support and knowledge you needed. It was a pleasure working with you and your client, and I appreciate your recommendation.
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    Ricardo J P
    Garland, TX
    Posted on April 28th, 2025 12:57 PM
    Kristen was wonderful, she had answers for all my questions, and was always happy to help, she really went above, and beyond!
    Reply from Kristen Walther-Merkins
    May 1st, 2025 01:00 PM
    I'm thrilled to hear that you had such a positive experience, Ricardo. It was a pleasure assisting you, and I'm glad I could provide the support and answers you needed. Thank you for your kind words!
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    Marianna D
    Midlothian, TX
    Posted on April 2nd, 2025 11:56 AM
    The speedy timing on paperwork helped us beat other offers on the house we wanted. The personalized service was a plus for an amazing experience from start to finish. Kristen took the time to explain any thing we had questions on regardless...
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    Reply from Kristen Walther-Merkins
    April 5th, 2025 11:59 AM
    I'm thrilled to hear that the swift handling of paperwork and personalized service made a positive impact on your home-buying experience. It was my pleasure to assist you and address all your questions. Thank you for entrusting me with such...
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    Vicotria C
    Midlothian, TX
    Posted on March 29th, 2025 03:04 PM
    Once my clients offer was executed Kristen , was moving! Very smooth transaction !
    Reply from Kristen Walther-Merkins
    April 1st, 2025 03:07 PM
    I'm delighted to hear that the transaction went smoothly once your client's offer was executed. It was a pleasure to assist with the process at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
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    Anthony J D
    Midlothian, TX
    Posted on March 29th, 2025 01:53 PM
    Kristen and team are amazing and promptly answer any questions that we had. This is the second home purchased using them.
    Reply from Kristen Walther
    March 30th, 2025 03:33 PM
    Anthony, its always a pleasure working with you and Marianna. I'm glad that we closed you without the stress of having to sell your home first! I do hope you enjoy your new home. Whenever you have a question or concern, please don't hesitate...
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    Jason B
    Posted on March 26th, 2025 12:03 AM
    Kristen has a wealth of knowledge and I was able to close early!!
    Reply from Owner
    May 13th, 2025 03:47 PM
    Its always a pleasure working with first time buyers. Always here to for any questions you may have in the future.
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    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.