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  • NMLS # 231119,TX: 231119
Services Offered
  • Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Disclaimer
An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.
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5.0
Encompass
P
Patty C
Desoto, TX
Posted on February 21st, 2024 03:42 PM
Kristen is the best of the best. I feel confident every time I refer someone to her. Kudos to Kristen!!!
Reply from Kristen Walther
February 28th, 2024 08:08 PM
I'm always excited everytime we work together. I know that communication and process will be great, good times!!
5.0
Encompass
D
David C
Desoto, TX
Posted on February 21st, 2024 04:51 AM
This is the third time working with Kristen and second house purchased through her and Highlands. She is amazing to talk to, informative, helpful and friendly. She really helped me talk through all of the options and find the financing strategy...
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Reply from Kristen Walther
February 28th, 2024 08:12 PM
Austin, you and Blake are the best! I am so glad this new purchase worked out to where we could work together again and of course get you a better deal!! I will always be here and ready when the time comes again. Always grateful Kristen
5.0
Encompass
H
Holly D M
Forney, TX
Posted on January 13th, 2024 09:53 PM
I was so scared to even start the process of buying a home. I didn’t think I could deal with all the stress! Kristen settled my nerves and made it so easy! I’m so grateful for this experience!!! Thank you again!
Reply from Kristen Walther
January 13th, 2024 10:43 PM
Holly, I enjoyed the experience as much as you. I am so happy for you and your family. I am here if you ever need anything along the way. Congratulations again.
5.0
Encompass
A
Andrea R
Southlake, TX
Posted on December 30th, 2023 03:09 PM
Kristen was easy to reach by email or phone. Very professional, also she helped my clients through a difficult situation with great advice.
Reply from Kristen Walther
January 3rd, 2024 09:39 PM
Andrea, really enjoyed working with you! Here any time to help you or your clients.
5.0
Encompass
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Whitney W
Boerne, TX
Posted on October 26th, 2023 01:25 PM
Kristen is our go-to for anything mortgage related. Her expert advice has been an integral part of our home buying/refinancing journey for our 3 homes over the past decade and will continue to be a part of our journey on future refi’s and mortgage...
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Reply from Kristen Walther
October 26th, 2023 05:46 PM
Whitney and Derek, to be apart of your journey has been such an honor. To watch two young kids, buy their first home together, turn into parents and out grow each house. I do wish you the best in this "forever home" and know I will always be...
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5.0
Encompass
M
Marla W
North Richland Hills, TX
Posted on October 12th, 2023 10:44 PM
I have worked with Kristin on financing and refinancing my home. I know she works hard to give you the best possible options and works to find the right loan for you. I know it was a little rocky toward the end of this home buying journey but...
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Reply from Kristen Walther
October 13th, 2023 07:39 PM
Marla, I'm thrilled that we got to work together again and to hear that you're satisfied with your experience working with me. Your kind words and five-star rating mean a lot! It's always my goal to provide the best possible options for each...
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4.16
Encompass
L
Lillian K W
North Richland Hills, TX
Posted on October 7th, 2023 01:49 PM
My mom has worked with Kristen before and she as always very attentive and took the time to break things down so I understood
Reply from Kristen Walther
October 13th, 2023 07:34 PM
Lillian, hope you enjoy your new home and new job! Always here for you both
5.0
Encompass
T
Tanya R
Iowa Park, TX
Posted on September 16th, 2023 12:44 PM
Kristen did an excellent job if keeping me informed and was responsive no matter what day or time I reached out.
Reply from Kristen Walther
October 13th, 2023 07:29 PM
Tanya its always a pleasure working with you and your clients.
5.0
Encompass
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Matthew W
Midlothian, TX
Posted on August 29th, 2023 05:41 PM
Kristen and her team were wonderful to work with. This is the second home we have purchased using her as a lender. This second purchase was during a time when the mortgage rates were fluctuating almost daily. The entire team was always available...
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5.0
Encompass
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Jim E
Rockwall, TX
Posted on August 29th, 2023 04:35 PM
Great job!

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