Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Reviews from Web
Kristen was great throughout the whole process, prompt to answer any questions we had, and very professional. Would definitely recommend her to family and friends.
Reply from Kristen Walther-Merkins
August 12th, 2026 06:03 PM
I appreciate your kind words, Maria. I'm pleased to know that you found the process smooth and my assistance helpful. Thank you for recommending me to your family and friends!
Kristen Walther has received a review with 5 star rating from Miguel M (
got the best advice possible for my need and situation , have me di options ad advice on what was best for me and explained every process step by step!!! Thank you for all your help.
Reply from Kristen Walther-Merkins
August 10th, 2026 12:39 PM
I'm glad to hear that you found the advice and options helpful, Miguel. It's important to me that every step of the process is clear and supportive for your needs. Thank you for sharing your experience, and feel free to reach out if you need...
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Kristen Walther-Merkins saved a deal for my buyer clients about nine (9) days before closing, stepping in after another lender failed to secure final approval for my clients. No hiccups or surprises, just a clean close. The seller's agent put...
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Reply from Owner
July 22nd, 2026 07:51 PM
Taylor I welcome any opportunity and so glad that I was able to work with your buyers. It was such a pleasure and grateful I had a solution for them to buy their first home in Wylie, Texas. Anytime you need me I'm here. Let's do it again -...
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I'm a real estate agent, and Kristen saved the deal, in limited time before closing, for one of my buyer clients. She was wonderful to work with, and even the seller's agent commented on how great Kristen was.
Reply from Kristen Walther-Merkins
July 23rd, 2026 05:11 PM
I'm grateful for your kind words, Taylor. It's wonderful to know that I could help save the deal for your client and make the process smooth. If there's anything else I can assist with in the future, please don't hesitate to reach out.
The loan application process is very smooth. It takes only a few days from application to approval and closing.
Reply from Kristen Walther-Merkins
July 23rd, 2026 02:53 PM
I'm happy to hear that the loan application process was smooth and efficient, Bowen. If you have any more questions or need further assistance, please feel free to reach out.
Kristen Walther has received a review with 5 star rating from Daniel D
All well. No issues.
Reply from Kristen Walther-Merkins
July 13th, 2026 08:18 PM
Thank you for your feedback, Daniel. I'm pleased to hear that everything went well with no issues. If you need any further assistance, feel free to reach out.
Everyone involved was very helpful, informative and patient. Made the experience much easier than we thought! Thankyou so much!
Reply from Kristen Walther-Merkins
June 5th, 2026 06:04 PM
I'm glad to hear that the experience was easier than expected, Angelica. Thank you for your kind words about the helpfulness and patience of everyone involved. If you have any more questions or need further assistance, feel free to reach out....
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Kristen was very informative at every step during the loan process and was proactive.
Reply from Kristen Walther-Merkins
June 3rd, 2026 01:22 PM
Thank you for your kind words, Patricia. I'm pleased to hear that you found the information and proactive approach helpful throughout the loan process. If you have any further questions or need assistance, please don't hesitate to reach out....
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery
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+3
Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
