Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug...... Show More
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Everyone involved was very helpful, informative and patient. Made the experience much easier than we thought! Thankyou so much!
Reply from Kristen Walther-Merkins
June 5th, 2026 06:04 PM
I'm glad to hear that the experience was easier than expected, Angelica. Thank you for your kind words about the helpfulness and patience of everyone involved. If you have any more questions or need further assistance, feel free to reach out....
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Kristen was very informative at every step during the loan process and was proactive.
Reply from Kristen Walther-Merkins
June 3rd, 2026 01:22 PM
Thank you for your kind words, Patricia. I'm pleased to hear that you found the information and proactive approach helpful throughout the loan process. If you have any further questions or need assistance, please don't hesitate to reach out....
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Kristen was great! My clients loved working with her! They gave her the highest praise too! She answered all their questions and mine too. Thank you Kristen!
Kristen was always quick to answer my questions. I liked the email that Highlands provides, cartoon style and all! It's nice to see that my clients get informed along the way throughout the process.
Reply from Kristen Walther
May 27th, 2026 07:45 PM
Betty, it's truly a blessing to work with you and your clients. You are very dedicated to providing the best service possible so it's easy to tag along!! Can't wait to close another one. I know that Stone will be so happy in Plano, Texas
never was dissa at any point. Kristen was great
Reply from Kristen Walther-Merkins
May 19th, 2026 04:47 PM
I'm grateful for your positive feedback, Derek. It's appreciated to know you had a good experience and weren't disappointed at any point. If there's anything else I can do for you, feel free to reach out.
Great communication, and efficient. Educates well.
works very fast and efficient! Great communication and education.
Reply from Kristen Walther-Merkins
May 15th, 2026 12:52 PM
Thank you for your kind words, Noel. I'm happy to know you found the communication and educational aspects of our work valuable. If you have any more questions or need further assistance, please let me know.
She's the best and I never have to worry!
Reply from Kristen Walther-Merkins
April 27th, 2026 05:20 PM
I'm glad to hear that you feel at ease working with me, Katrina. Knowing that you don't have to worry is wonderful feedback. If there's anything else I can assist you with, just let me know.
Kristen was awesome during the whole process. There was no question that went unanswered.
My communication with Kristen was great. every time there was a task to complete she would email and text me to let me know.
Reply from Kristen Walther-Merkins
April 20th, 2026 06:40 PM
I'm pleased to hear that you appreciated the communication, Cameron. Keeping you informed through emails and texts was important to ensure a smooth process. If there's anything else you need, please feel free to reach out.
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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374
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery
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+3
Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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