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Kristen Walther - Sr. Loan Officer | NMLS# 231119|TX: 231119 in Allen, TX

Kristen Walther

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Sr. Loan Officer | NMLS# 231119|TX: 231119

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We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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  • Encompass
    D
    Diane L S
    Hurst, TX
    Posted on November 3rd, 2025 02:22 PM
    Kristen is a great person to work with. She really cares. Love her
    Reply from Kristen Walther-Merkins
    November 6th, 2025 02:23 PM
    It's a pleasure to hear such kind words about our work together, Diane. I genuinely care about every client I work with, so knowing this resonated with you means a lot. If there's ever anything more you need, I'm here to help.
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    K
    Kenneth C S
    Hurst, TX
    Posted on November 3rd, 2025 03:32 AM
    Kristen was GREAT to work with throughout the proces. The title company could have been easier to work with although the gentleman that handled the actual closing was very professional and effecient.
    Reply from Kristen Walther-Merkins
    November 6th, 2025 09:18 PM
    It's great to hear that working with me met your expectations, Kenneth. I understand how vital it is for the entire process to go smoothly, and I'm glad the closing was handled professionally despite any challenges. If you have further questions...
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    Morgan L S
    Mc Kinney, TX
    Posted on November 2nd, 2025 10:17 PM
    As first time home buyers not knowing what to expect, the process was stress free and couldn't have asked for better service.
    Reply from Kristen Walther-Merkins
    November 6th, 2025 03:05 PM
    I'm glad to hear that your experience as a first-time home buyer felt stress-free, Morgan. Ensuring the process went smoothly for you was my main goal. If you ever need assistance or have more questions in the future, I'm here to help.
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    Mary A F
    Posted on November 1st, 2025 07:16 PM
    Kristen Walther has received a review with 5 star rating from Mary A F
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    Mary A F
    Richardson, TX
    Posted on November 1st, 2025 07:16 PM
    Personal attention, good communication and she knows what she's doing
    Reply from Kristen Walther-Merkins
    November 4th, 2025 07:17 PM
    Thank you for highlighting the importance of personal attention and good communication in your experience. I'm pleased to know that my efforts met your needs. If you have any more questions or require further assistance, I'm here to help.
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    K
    Kandi A W
    San Augustine, TX
    Posted on October 30th, 2025 10:53 AM
    Kristen and Staci are hands down the BEST. They were always a call or email away and answered promplty. They made the entire process less stressfull. I am beyond blessed for the opportunity to work with them as a 1st time home buyer. I am also...
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    Reply from Kristen Walther-Merkins
    November 3rd, 2025 02:30 PM
    I truly appreciate your generous feedback, Kandi. It's wonderful to hear that you felt supported throughout the home buying process and that I was able to meet your needs promptly. Working with you as a first-time homebuyer was a pleasure,...
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    Gilad S
    Wylie, TX
    Posted on October 6th, 2025 10:09 AM
    She helped make the process quick, easy and clear.
    Reply from Kristen Walther-Merkins
    October 9th, 2025 08:49 PM
    I appreciate your feedback, Gilad. I'm pleased to hear that you found the process quick, easy, and clear. If any further questions come up or you need assistance in the future, don't hesitate to reach out.
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    Todd J S
    Bethesda, MD
    Posted on October 3rd, 2025 10:29 AM
    Kristen was really great to work with. She provided prompt responses to questions and explained the process well. She was very helpful and I really felt like she was on my side.
    Reply from Kristen Walther-Merkins
    October 6th, 2025 10:31 AM
    I'm grateful for your kind words and feedback. I'm glad to hear that you felt supported and that I could provide helpful guidance throughout the process. If you ever have more questions or need assistance in the future, please feel free to...
    read more
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    Lisa M R
    Gun Barrel City, TX
    Posted on September 25th, 2025 11:31 AM
    Wil never use anyone else. Amazing service and communication
    Reply from Kristen Walther-Merkins
    September 28th, 2025 11:31 AM
    It's great to know you had such a positive experience. Your trust in my service and communication is truly appreciated. Should you ever need assistance in the future, I'm here to help.
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    David L A
    Parker, TX
    Posted on August 22nd, 2025 03:52 PM
    Kristen was on top of all aspects of our loan application and process she kept us informed and was easy to reach with questiona along the way
    Reply from Kristen Walther-Merkins
    August 25th, 2025 03:53 PM
    Thank you, David, for sharing your experience. I'm glad to hear that you felt well-informed throughout your loan application process. Being accessible and keeping communication open are priorities for me, so I appreciate your recognition of...
    read more
  • 31–40 of 525
    About
    We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Construction and Renovation Loans
    Jumbo financing
    Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
    Mortgage Lending
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    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage Ltd. - Sr. Loan Officer
      Jun 1st, 2013 - Current
    Memberships
    • Alpha Phi Alumni
    • Addison Rotary
    • Certified Mortgage Advisor
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 231119,TX: 231119
    Gallery
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
    Kristen Walther - Gallery Photo
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    +3
    Achievements
    • President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
    Hobbies
    • Golf
    • Lake living
    • Wine Enthusiast
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.