Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Kristen made the loan process easy.
Reply from Kristen Walther-Merkins
January 9th, 2026 09:44 PM
I appreciate your feedback, Kerry. I'm glad to know that the loan process felt straightforward for you. If you ever have further questions or need any help, please don't hesitate to get in touch.
Kristin did a great job explaining the process and was always friendly and available.
Reply from Kristen Walther-Merkins
January 5th, 2026 02:35 PM
I'm pleased to know that my explanations and availability were helpful to you, Dustin. It's important to me that every step of the process is clear and supportive. If you have any more questions or need assistance down the road, feel free to...
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AMAZING communication, and THANK YOU BUNCHES. Have a Merry Christmas:)
Reply from Kristen Walther-Merkins
December 25th, 2025 09:50 PM
I'm really happy to hear you appreciated the communication, Emily. Your kind words mean a lot. Wishing you a Merry Christmas as well! If you ever need anything, just let me know.
Kristen goes above and beyond. I have given her some difficult transaction. No matter the situation she has creatively figured how to make it work in the best interest of the client. She can't retire anytime soon, becuase she is my preferred...
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Reply from Kristen Walther
December 15th, 2025 02:33 PM
Tremaine, you and your clients have been such a blessing to work with, and I can't say it enough! I truly appreciate you and love working together. Looking forward to 2026! Easy or Hard we are doing great work out there and your clients will...
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Kristen is a great person to work with. She really cares. Love her
Reply from Kristen Walther-Merkins
November 6th, 2025 02:23 PM
It's a pleasure to hear such kind words about our work together, Diane. I genuinely care about every client I work with, so knowing this resonated with you means a lot. If there's ever anything more you need, I'm here to help.
Kristen was GREAT to work with throughout the proces. The title company could have been easier to work with although the gentleman that handled the actual closing was very professional and effecient.
Reply from Kristen Walther-Merkins
November 6th, 2025 09:18 PM
It's great to hear that working with me met your expectations, Kenneth. I understand how vital it is for the entire process to go smoothly, and I'm glad the closing was handled professionally despite any challenges. If you have further questions...
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As first time home buyers not knowing what to expect, the process was stress free and couldn't have asked for better service.
Reply from Kristen Walther-Merkins
November 6th, 2025 03:05 PM
I'm glad to hear that your experience as a first-time home buyer felt stress-free, Morgan. Ensuring the process went smoothly for you was my main goal. If you ever need assistance or have more questions in the future, I'm here to help.
Kristen Walther has received a review with 5 star rating from Mary A F
Personal attention, good communication and she knows what she's doing
Reply from Kristen Walther-Merkins
November 4th, 2025 07:17 PM
Thank you for highlighting the importance of personal attention and good communication in your experience. I'm pleased to know that my efforts met your needs. If you have any more questions or require further assistance, I'm here to help.
Kristen and Staci are hands down the BEST. They were always a call or email away and answered promplty. They made the entire process less stressfull. I am beyond blessed for the opportunity to work with them as a 1st time home buyer. I am also...
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Reply from Kristen Walther-Merkins
November 3rd, 2025 02:30 PM
I truly appreciate your generous feedback, Kandi. It's wonderful to hear that you felt supported throughout the home buying process and that I was able to meet your needs promptly. Working with you as a first-time homebuyer was a pleasure,...
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery
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+3
Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
