

Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119

We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Reviews from Web
Kristen is a great person to work with. She really cares. Love her
Reply from Kristen Walther-Merkins
November 6th, 2025 02:23 PM
It's a pleasure to hear such kind words about our work together, Diane. I genuinely care about every client I work with, so knowing this resonated with you means a lot. If there's ever anything more you need, I'm here to help.
Kristen was GREAT to work with throughout the proces. The title company could have been easier to work with although the gentleman that handled the actual closing was very professional and effecient.
Reply from Kristen Walther-Merkins
November 6th, 2025 09:18 PM
It's great to hear that working with me met your expectations, Kenneth. I understand how vital it is for the entire process to go smoothly, and I'm glad the closing was handled professionally despite any challenges. If you have further questions...
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As first time home buyers not knowing what to expect, the process was stress free and couldn't have asked for better service.
Reply from Kristen Walther-Merkins
November 6th, 2025 03:05 PM
I'm glad to hear that your experience as a first-time home buyer felt stress-free, Morgan. Ensuring the process went smoothly for you was my main goal. If you ever need assistance or have more questions in the future, I'm here to help.
Kristen Walther has received a review with 5 star rating from Mary A F
Personal attention, good communication and she knows what she's doing
Reply from Kristen Walther-Merkins
November 4th, 2025 07:17 PM
Thank you for highlighting the importance of personal attention and good communication in your experience. I'm pleased to know that my efforts met your needs. If you have any more questions or require further assistance, I'm here to help.
Kristen and Staci are hands down the BEST. They were always a call or email away and answered promplty. They made the entire process less stressfull. I am beyond blessed for the opportunity to work with them as a 1st time home buyer. I am also...
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Reply from Kristen Walther-Merkins
November 3rd, 2025 02:30 PM
I truly appreciate your generous feedback, Kandi. It's wonderful to hear that you felt supported throughout the home buying process and that I was able to meet your needs promptly. Working with you as a first-time homebuyer was a pleasure,...
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She helped make the process quick, easy and clear.
Reply from Kristen Walther-Merkins
October 9th, 2025 08:49 PM
I appreciate your feedback, Gilad. I'm pleased to hear that you found the process quick, easy, and clear. If any further questions come up or you need assistance in the future, don't hesitate to reach out.
Kristen was really great to work with. She provided prompt responses to questions and explained the process well. She was very helpful and I really felt like she was on my side.
Reply from Kristen Walther-Merkins
October 6th, 2025 10:31 AM
I'm grateful for your kind words and feedback. I'm glad to hear that you felt supported and that I could provide helpful guidance throughout the process. If you ever have more questions or need assistance in the future, please feel free to...
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Wil never use anyone else. Amazing service and communication
Reply from Kristen Walther-Merkins
September 28th, 2025 11:31 AM
It's great to know you had such a positive experience. Your trust in my service and communication is truly appreciated. Should you ever need assistance in the future, I'm here to help.
Kristen was on top of all aspects of our loan application and process she kept us informed and was easy to reach with questiona along the way
Reply from Kristen Walther-Merkins
August 25th, 2025 03:53 PM
Thank you, David, for sharing your experience. I'm glad to hear that you felt well-informed throughout your loan application process. Being accessible and keeping communication open are priorities for me, so I appreciate your recognition of...
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
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Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
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