Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Kristen was super responsive and helpful through this process. We appreciated the emails with information (especially loved knowing what step we were in throughout the process as the emails would let us know where in the process we were) and...
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Reply from Kristen Walther
April 8th, 2026 02:13 AM
You and Steven were such a delight to work with! I truly enjoyed working with you both and know you are just going to love living in Garland. Will always be here if you need anything. Kristen
Over all Kristen provided an excellent service.
Reply from Kristen Walther-Merkins
March 30th, 2026 05:38 PM
I’m grateful for your kind words, Adel. Knowing that you found my service excellent truly means a lot. If there's anything else you need in the future or any questions you have, feel free to reach out.
Kristen is always our go to for all my clients as well as our personal purchases! She is always straight forward with me and tha is so refreshing!
Reply from Kristen Walther-Merkins
March 6th, 2026 08:49 PM
It's great to hear that you have found my approach both straightforward and refreshing, Sophia. Your trust in me for your clients and personal purchases means a lot. Should you have any more needs or questions in the future, I'm just a call...
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Great communicatio, walked us through the process from beginning to end.
Reply from Kristen Walther-Merkins
March 5th, 2026 01:43 PM
Thank you for sharing your experience, Ricky. I’m glad to hear that the communication and guidance throughout the process met your expectations. If you need any further assistance or have questions in the future, I'm here to help.
Was able to get in everything done in time and efficiently
Reply from Kristen Walther
February 24th, 2026 05:05 PM
Ivonne, I'm so glad that we were able to accommodate you with such a short closing time. I really appreciate your business and hope that we can work together again.
Enjoy your new home in Dallas.
Made our process simple with great communication.
Will definitely use again.
Reply from Kristen Walther
January 17th, 2026 09:32 PM
Howard really appreciated the opportunity to step in and assist you and Maria with your new Townhome purchase in Wylie. Let me know if you ever need anything. Can't wait until the next purchase. Kristen
Kristen made the loan process easy.
Reply from Kristen Walther-Merkins
January 9th, 2026 09:44 PM
I appreciate your feedback, Kerry. I'm glad to know that the loan process felt straightforward for you. If you ever have further questions or need any help, please don't hesitate to get in touch.
Kristin did a great job explaining the process and was always friendly and available.
Reply from Kristen Walther-Merkins
January 5th, 2026 02:35 PM
I'm pleased to know that my explanations and availability were helpful to you, Dustin. It's important to me that every step of the process is clear and supportive. If you have any more questions or need assistance down the road, feel free to...
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AMAZING communication, and THANK YOU BUNCHES. Have a Merry Christmas:)
Reply from Kristen Walther-Merkins
December 25th, 2025 09:50 PM
I'm really happy to hear you appreciated the communication, Emily. Your kind words mean a lot. Wishing you a Merry Christmas as well! If you ever need anything, just let me know.
Kristen goes above and beyond. I have given her some difficult transaction. No matter the situation she has creatively figured how to make it work in the best interest of the client. She can't retire anytime soon, becuase she is my preferred...
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Reply from Kristen Walther
December 15th, 2025 02:33 PM
Tremaine, you and your clients have been such a blessing to work with, and I can't say it enough! I truly appreciate you and love working together. Looking forward to 2026! Easy or Hard we are doing great work out there and your clients will...
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery
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+3
Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
