Kristen Walther
Sr. Loan Officer | NMLS# 231119|TX: 231119
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you throug... Show More
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Kristen was awesome during the whole process. There was no question that went unanswered.
My communication with Kristen was great. every time there was a task to complete she would email and text me to let me know.
Reply from Kristen Walther-Merkins
April 20th, 2026 06:40 PM
I'm pleased to hear that you appreciated the communication, Cameron. Keeping you informed through emails and texts was important to ensure a smooth process. If there's anything else you need, please feel free to reach out.
It was my first transation with Kristen as a buyer agent and she represented the client well, kept us informed every step of the way, and closed with no delays! Looking forward to our next transaction together and would highly recommend her....
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Reply from Kristen Walther
April 9th, 2026 07:46 PM
Rockie really enjoyed working with you and your team. Your buyers were such a delight to work with, and I know you found them the perfect home. Your attention to detail is top notch and I loved the closing binder you gave the buyers. Can't...
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We are so glad we found Kristen at Highlands Residential Mortgage. We had previously spent some time comparing mortgage loan options across different mortgage companies (with different loan officers). Kristen at Highlands Residential Mortgage...
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Kristen was super responsive and helpful through this process. We appreciated the emails with information (especially loved knowing what step we were in throughout the process as the emails would let us know where in the process we were) and...
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Reply from Kristen Walther
April 8th, 2026 02:13 AM
You and Steven were such a delight to work with! I truly enjoyed working with you both and know you are just going to love living in Garland. Will always be here if you need anything. Kristen
Over all Kristen provided an excellent service.
Reply from Kristen Walther-Merkins
March 30th, 2026 05:38 PM
I’m grateful for your kind words, Adel. Knowing that you found my service excellent truly means a lot. If there's anything else you need in the future or any questions you have, feel free to reach out.
Kristen is always our go to for all my clients as well as our personal purchases! She is always straight forward with me and tha is so refreshing!
Reply from Kristen Walther-Merkins
March 6th, 2026 08:49 PM
It's great to hear that you have found my approach both straightforward and refreshing, Sophia. Your trust in me for your clients and personal purchases means a lot. Should you have any more needs or questions in the future, I'm just a call...
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Great communicatio, walked us through the process from beginning to end.
Reply from Kristen Walther-Merkins
March 5th, 2026 01:43 PM
Thank you for sharing your experience, Ricky. I’m glad to hear that the communication and guidance throughout the process met your expectations. If you need any further assistance or have questions in the future, I'm here to help.
Was able to get in everything done in time and efficiently
Reply from Kristen Walther
February 24th, 2026 05:05 PM
Ivonne, I'm so glad that we were able to accommodate you with such a short closing time. I really appreciate your business and hope that we can work together again.
Enjoy your new home in Dallas.
Made our process simple with great communication.
Will definitely use again.
Reply from Kristen Walther
January 17th, 2026 09:32 PM
Howard really appreciated the opportunity to step in and assist you and Maria with your new Townhome purchase in Wylie. Let me know if you ever need anything. Can't wait until the next purchase. Kristen
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About
We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA
VA
USDA
Conventional
Construction and Renovation Loans
Jumbo financing
Residential Mortgage loans offered. FHA, VA, USDA, Conventional, Construction loans, State Bond assistance
Mortgage Lending
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Positions
- Highlands Residential Mortgage Ltd. - Sr. Loan OfficerJun 1st, 2013 - Current
Memberships
- Alpha Phi Alumni
- Addison Rotary
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 231119,TX: 231119
Gallery
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+3
Achievements
- President's Club Winner since 2005, TSAHC Texas Top 20, Texas Monthly Five Star Mortgage Professional since 2012
Hobbies
- Golf
- Lake living
- Wine Enthusiast
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Disclaimer
