

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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A successful closing with no hiccups.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm pleased to hear that everything went smoothly with the closing, Tahona. If you need assistance in the future or have any questions, feel free to reach out. Thank you for choosing to work with me at Guild Mortgage.
We are giving Kristen a great rating. She was very professional and we felt like she "fought" for us. She kept us informed and helped us from day 1. She was very accessible and answered calls and questions promptly.However, we were not pleased...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Mary M
Kristen and the team were amazing - engaged, caring and always professional. I would not hesitate to work with them again and plan to recommend her to others in the market.
Kristen and the team were amazing - engaged, caring and always professional
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
It's wonderful to hear you felt well-supported by both myself and the team, Daniel. I'm glad our engagement and professionalism made a positive impact. If there's ever anything else I can assist you with, don't hesitate to reach out. Thank...
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Kristen is phenomenal. She went above and beyond to find options that worked well for us when many others were unable. Very appreciative of all her help and her knowledge of all the possible options.
Kristen was excellent. She was able to work around our needs and limitations to find an option tha worked for us when many others weren't able. She was incredibly helpful and we are very grateful for her ability to make this work for us.
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm grateful for your kind words, Cameron. It's rewarding to know that I could help find a solution that worked for you. Your appreciation means a lot, and if you have any more needs or questions in the future, feel free to reach out. Thank...
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Kristen was very knowledgeable about the refinance
process and was able to answer all my questions.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I appreciate your kind words, Andreas. It's great to hear that my knowledge was helpful to you during the refinance process. If you have any more questions in the future or need further assistance, don't hesitate to reach out. Thank you for...
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Amazing communication and follow up.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I appreciate your feedback on the communication and follow-up, Kelly. I'm glad it made a positive impact. If you need any further assistance, feel free to get in touch. Thank you for your support!
Kristen is outstanding at what she does. The communication was excellent. We live in a different city than our new home. Kristen kept us up to date and was so nice and pleasant to work with. We have had several experiences in working with mortgage...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095