

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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We are very pleased with the whole process. Thanks
Kristen kept us updated every step of the way. When we had questions she was always availabe
Reply from Kristen Smith
November 2nd, 2026 08:08 PM
I'm glad to hear that you felt well-informed throughout the process, David. Keeping you updated and being available to answer your questions is important to me, and it's great to know it made a difference. Thank you for choosing CrossCountry...
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Kristen was great to work with. Definitely will user her services and/or refer her to others who need mortage loan services.
Reply from Kristen Smith
October 12th, 2026 12:56 PM
Thank you, Maria, for your kind words. I'm happy to hear that you found our work together positive and that you would consider referring my services. At CrossCountry Mortgage, LLC, ensuring a great experience is our priority.
Everthing came together the way it should have.
Reply from Kristen Smith
September 24th, 2026 08:57 PM
I'm pleased to hear that everything came together as expected, Craig. At CrossCountry Mortgage, LLC, we strive to ensure a smooth experience for our clients.
We couldn't be happier with the service we received during the purchase of our new home. Kristen and her team were professional, responsive, and incredibly helpful throughout the entire process. They made everything seamless and stress-free...
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We bought our first house and had Kristen with us every step of the way!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Haley, I'm glad I could be there with you every step of the way during your first home purchase. It's wonderful to hear about your positive experience. If you need any further assistance, feel free to reach out.
What a great team to work with. They managed the FHA Loan process like true professionals.
Kristin and her team has been professional, quick to respond and took great care of my clients. We closed on time with an FHA Loan, they worked hard to make it happen.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Linda, I appreciate your kind words about my team's professionalism and responsiveness. I'm glad we could help your clients close on time with their FHA Loan. If you need any further assistance in the future, please feel free to reach out.
Kristen was very insightful and helpful, every step. Every question.
Kristen helped us with all our question, no hesitation. She made the process straightforward and simple. I appreciate her professionalis.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095