

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen was great to work with. Definitely will user her services and/or refer her to others who need mortage loan services.
Everthing came together the way it should have.
Reply from Kristen Smith
September 24th, 2026 08:57 PM
I'm pleased to hear that everything came together as expected, Craig. At CrossCountry Mortgage, LLC, we strive to ensure a smooth experience for our clients.
We couldn't be happier with the service we received during the purchase of our new home. Kristen and her team were professional, responsive, and incredibly helpful throughout the entire process. They made everything seamless and stress-free...
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We bought our first house and had Kristen with us every step of the way!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Haley, I'm glad I could be there with you every step of the way during your first home purchase. It's wonderful to hear about your positive experience. If you need any further assistance, feel free to reach out.
What a great team to work with. They managed the FHA Loan process like true professionals.
Kristin and her team has been professional, quick to respond and took great care of my clients. We closed on time with an FHA Loan, they worked hard to make it happen.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Linda, I appreciate your kind words about my team's professionalism and responsiveness. I'm glad we could help your clients close on time with their FHA Loan. If you need any further assistance in the future, please feel free to reach out.
Kristen was very insightful and helpful, every step. Every question.
Kristen helped us with all our question, no hesitation. She made the process straightforward and simple. I appreciate her professionalis.
Friendly, fast and reliable communications and service. could not have been happier.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Rita, I appreciate your kind words about my communication and service. I'm pleased to hear that you were happy with the experience. If there's anything else I can assist you with, please let me know.
As first-time home buyers, my husband and I could not have asked for a better experience. From the very beginning, Kristen took the time to explain every step of the loan process clearly and thoroughly. Kristen was always incredibly responsive,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095