Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Professional and easy to work with.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Thank you, Cody. I'm pleased to hear that you found the process professional and easy. If there's anything more I can do for you, don't hesitate to reach out.
Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Deborah K
Kristen and Melisa were excellent to work with very responsive and averte answered all questions promptly
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm grateful for your feedback, Deborah. It's wonderful to hear that both Melisa and I could provide prompt responses and assistance throughout your experience. If you have any more questions or need further help, please feel free to reach...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from John M
Kristen is phenomenal at her job! This is the second loan we have completed with her and we will be referring all our friends snd family. Thank you!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Thank you for your kind words, Kelly. I'm pleased to hear that you've had a positive experience with both loans and that you're considering recommending me to your friends and family. Your trust and referrals mean a lot to me! If there's anything...
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Kristem was great! She was fast to respond to my initial inquiry about refinancing, answered all my questions, and made the whole process so easy
Kristem was great! She was fast to respond to my initial inquiry about refinancing, answered all my questions, and made the whole process so easy
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm grateful for your kind words, Deborah. Knowing that I could assist in making the refinancing process smooth and answering all of your questions means a lot to me. If you ever have more inquiries or require further assistance, feel free...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Lauren G
Kristen was efficient, helpful, and easy to work with from start to finish. Thank you for everything!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm glad to know that you found the process efficient and helpful, Lauren. Working with you was a pleasure, and I'm delighted that you had a positive experience from start to finish. If there's anything else I can assist with in the future,...
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Kristen was responsive, super helpful, and had a great energy when we communicated!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I appreciate your feedback, Ashley. I'm glad to hear that my responsiveness and energy made a positive difference during our communications. If you ever have more questions or need assistance, please don't hesitate to reach out. Thank you for...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095