

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen and her team at Guild Mortgage are incredibly talented and professional. Their communication throughout the entire process was seamless. Kristen took the time to explain every single number and breakdown, making what could have been...
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Excellent terms and costumer service
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Ethan, thank you for highlighting the excellent terms and customer service you experienced. I'm happy to have been able to assist you at Guild Mortgage. If there's anything more I can do for you, please let me know.
Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Ethan O
Your comminication was exceptional! Thank you.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I'm grateful for your kind words, Yvonne. It's wonderful to know that you found my communication exceptional. If you ever have more questions or need assistance, please don't hesitate to reach out.
Kristen and her team at Guild were incredible. We had a very difficult time with our buyers, causing us to have to modify the loan multiple times, but Kristen and team very quickly made every change needed and we closed faster than I could...
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On top of things and very prompt answers
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Natalie, thank you for your feedback. I'm glad I could provide prompt responses and stay on top of things for you. If you have any further questions or need assistance, please feel free to reach out.
Kristen is quite amazing. Always working for her clients and always available. Solves problems and answers questions constantly. I wish I could hire her for my organization
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Greg, I appreciate your generous words. I'm pleased to know that I was able to assist you effectively and be readily available for any questions. If you need anything else, feel free to reach out anytime.
Great mortgage company, very good rates and easy process. Kristen provided outstanding customer service.
Kristen was very knowledgeable and explained every detail of the process, she made hee her self available at all times and was very quick to respond to all my questions.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
Thank you, Edna, for your kind words. I'm happy to hear that you found my explanations helpful and that I could be available to answer your questions quickly. If there's anything else you need, please feel free to reach out.
Good communiction.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:50 PM
I appreciate your feedback, John. I'm glad to know you found the communication good. If there's anything else you need, please don't hesitate to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095