

Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Very smooth and seamless process. Kolby kept us informed throughout the process and was very prompt when communicating with us. We are very pleased!!
Reply from Kolby ODowd
July 7th, 2025 03:05 PM
Thank you for your kind words! I strive to make everything as smooth and seamless as possible!
Kolby went out of his way to help us refinance. It was a very difficult situation, but Kolby was persistent in advocating for us and trying to make it work, which ultimately he accomplished. We desparately needed to refinance after a major...
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Reply from Kolby ODowd
June 19th, 2025 01:29 PM
I'm truly grateful for your kind words, Jason. I'm glad I could assist you in refinancing during such a crucial time. Your trust and patience were greatly appreciated throughout the process. If you need any further assistance, please don't...
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Kilby made the process very easy and smooth.
Reply from Kolby ODowd
June 17th, 2025 04:18 PM
I'm glad to hear that the process was easy and smooth for you. It was a pleasure assisting you, and I appreciate your feedback.
simple, kept me informed of what was going on, good followup.
Reply from Kolby ODowd
June 16th, 2025 01:09 PM
It was a pleasure to assist you. Thank you for your feedback.
I was treated with professionalism and respect. Service was great and loan was processed quickly.
Reply from Kolby ODowd
June 5th, 2025 08:29 PM
Thank you for the positive feedback, Newton! It was my pleasure to assist you, and I greatly appreciate your kind words about the service and professionalism you received.
Amazing at his job!
Reply from Kolby ODowd
April 3rd, 2025 12:52 PM
Thank you, Andrea, for your kind words. I'm thrilled to hear that you had a positive experience. If you need any further assistance, please feel free to reach out.
He was very easy to work with!
Reply from Kolby ODowd
March 31st, 2025 01:34 PM
I'm thrilled to hear that you found it easy to work with me. Thank you for your kind words.
the process was easy!
Reply from Kolby ODowd
March 31st, 2025 01:33 PM
I'm glad to hear that the process was easy for you. Thanks for letting me assist you!
The on line process seems very impersonal although it is convenient.
Reply from Kolby ODowd
March 31st, 2025 01:32 PM
I appreciate your feedback on the online process, Brandy. While our aim is to provide convenience, we understand the importance of a personal touch. If there's anything specific you would like to discuss or if you need any assistance, please...
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Kolby is professional and provides great customer service. He made the process so easy. Highly recommend.
Reply from Kolby ODowd
March 11th, 2025 05:36 PM
Thanks so much for your kind words, Michael! Your recommendation means a lot! If you ever need anything else, please reach out.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
The Central Trust Bank NMLS ID # 407985