

Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409

After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Everything went well and Kolby kept my wife and I informed about the process.
Reply from Kolby ODowd
August 26th, 2025 03:14 PM
I appreciate your feedback, Paul. As always, it was a pleasure working with you both!
Kolby was prepared, personable, and professional.
Reply from Kolby ODowd
August 25th, 2025 12:40 PM
Thank you, Kyle, for your positive feedback. I hope you both enjoy the new house! If there's anything else I can assist you with, do let me know.
Kolby was the best took care of every need made. It feel so simple. He's a great guy. I recommend him to anybody.
Reply from Kolby ODowd
August 25th, 2025 12:39 PM
Thank you, William, for your generous words. It was a pleasure working with you! If there's ever anything else I can assist you with, please feel free to get in touch.
Kolby is always good to work with he explains things well.
Reply from Kolby ODowd
August 21st, 2025 01:47 PM
Pamela, thank you so much for your positive feedback! You know where to find me if you have any questions going forward!
My questions were answered very quickly and everyone was so pleasant - the experience was a pleasure!
Reply from Kolby ODowd
August 21st, 2025 01:46 PM
Michelle, it is wonderful to hear that your experience was so positive! Should you ever need further assistance, feel free to get in touch.
Kolby was always quick to reply to questions. He made sure I understood everything along the way. He worked to make sure we got the best option for our home loan. We appreciate it!
Reply from Kolby ODowd
August 18th, 2025 01:51 PM
Thank you, Stephanie, for your thoughtful words. If you have any more questions or need further assistance, please feel free to reach out anytime.
I thought Kolby did a wonderful job! As a first time home buyer I had several questions and I was new to everything we did! Kolby did an amazing job walking me through everything and keeping me in the loop at all times! I greatly appreciated...
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Reply from Kolby ODowd
August 18th, 2025 01:55 PM
Logan, I'm glad that my guidance and communication were helpful and that I could help make your first home-buying experience a positive one! I hope you love your new home! If you ever have more questions please don't hesitate to reach out.
he's great
Reply from Kolby ODowd
August 18th, 2025 01:55 PM
Thank you, Lance!
Very helpful and explained all the paperwork as we went through it.
All Central Bank staff are great Kolby and Marcia went out of their way to make sure all details were covered.
Reply from Kolby ODowd
July 18th, 2025 07:52 PM
Thank you, Troy, for highlighting your experience with Marcia and I. It’s always my goal to provide thorough and considerate assistance. If there's anything more I can do for you in the future, please feel free to reach out.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
The Central Trust Bank NMLS ID # 407985