Kolby ODowd
Mortgage Loan Officer | NMLS# 2185409
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fu... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kolby was great to work with. He initiated communication promptly and went above and beyond to ensure our loan went through as quickly and easily as possible.
Reply from Kolby ODowd
January 12th, 2026 02:19 PM
I appreciate your feedback, Kendra. Thanks for promptly providing any items that were needed! If you ever have more financial needs, feel free to reach out.
Great working with Kolby. he made the process very easy.
Reply from Kolby ODowd
January 12th, 2026 02:18 PM
Sherri, It was a pleasure working with you both! I appreciate your feedback. If you have any more questions or need assistance in the future, feel free to get in touch.
he was a great help and was easy to work with. Highly recommende.
Reply from Kolby ODowd
December 18th, 2025 02:11 PM
Thank you, Zach, for your kind words. Pleasure working with you!
Kolby walked us through the entire refinance process and answered any of our questions we had in a timely manner. We appreciated his friendly and caring attitude.
Reply from Kolby ODowd
November 24th, 2025 02:07 PM
It's great to hear that the refinance process went smoothly for you. Should you need anything else in the future, feel free to reach out.
Thank you so much!
Reply from Kolby ODowd
November 20th, 2025 06:31 PM
Thank you for the review, Judy!
Always answered questions promptly.
Reply from Kolby ODowd
November 17th, 2025 01:36 PM
Thanks for the 5-star review Alan!
Wonderful communication and cares about his clients. Makes the process easy. Best experience by far. Thank you!
Reply from Kolby ODowd
November 17th, 2025 01:37 PM
Thank you, Ashley! It was a pleasure working with you both!
👍👍👍👍👍👍👍👍
Reply from Kolby ODowd
November 13th, 2025 04:40 PM
Thanks for the thumbs up Susan! Great working with you both!
Kolby was awesome to work with He always answered my questions quickly and professionally. He always kept us updated on the progress and if other info was needed. Would highly recommend him.
Reply from Kolby ODowd
November 3rd, 2025 01:56 PM
Thank you for the review Heather! It was a pleasure working with you both again! Please let me know if I can assist you all with anything going forward.
Communicated well with us
Reply from Kolby ODowd
October 31st, 2025 01:23 PM
I appreciate you sharing your thoughts, Lori.
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About
After getting his start in banking in 2015 in consumer lending, Kolby wanted to get closer to home….and homes. A New Bloomfield graduate who grew up in Callaway County, Kolby jumped at the chance to become a mortgage loan officer at our Fulton location in the Brick Distict.With a strong background in banking and a sincere love of Callaway County, Kolby is ready to welcome you home.A graduate of Maryville University, Kolby and his wife Britni live in New Bloomfield with their two Dobermans. In his spare time, Kolby enjoys anything outdoors, including hunting, fishing, sporting events and spending time with family and friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2185409
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985