Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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Kim at was absolutely fantastic! She guided me through the entire home loan process, responding quickly and explaining everything clearly. Thanks to her, everything went smoothly and with far less stress than I expected. I really appreciate...
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Reply from Kim Schultz
November 18th, 2025 05:42 PM
Thank you SO much Mia! I'm so thrilled we made it to the finish line! Thank you for ALL your help as well! Wishing you all great things in your beautiful new home!
Communication was fast and clear
Reply from Kim Schultz
November 18th, 2025 02:17 PM
Thank you for allowing me to assist you with your financing! Wishing you all great things in your new home!
Communication, Communication, communication! We had instant response to our questions and never any hesitation to explain anything as often as needed.
Reply from Kim Schultz
November 9th, 2025 03:15 PM
Thanks Melissa! Enjoyed worked with you and Zach, and so happy everything came together!
Wishing you both all great things in your darling new home!
Kim was absolutely wonderful to work with! She made the entire mortgage process smooth, stress-free, and easy to understand. Always responsive, professional, and kind - we couldn’t have asked for a better experience. Highly recommend!
Reply from Kim Schultz
November 3rd, 2025 03:09 PM
Thank you so much for allowing me to assist you and Michael again with the purchase of your new home! I'm so thrilled everything came together, and I was able to be a small part of your new chapter! Wishing you all great things in your beautiful...
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Kim is a seasoned professional and her vast experience makes all the pitfalls of home purchasing and getting financing a great deal easier. We are pleased!
Reply from Kim Schultz
October 31st, 2025 02:47 PM
Thanks Sydney & Michael! It has been a true pleasure working with you over the years and appreciate you both so much! Best of luck with the move, and hope everything goes smoothly getting settled into your beautiful new home!
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org