Kim Schultz
Senior Loan Officer
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buyin... Show More
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Kim Schultz and Karen Kasey were amazing to work with. They were VERY responsive, helpful, knowledgeable and very pleasant to work with. My highest recommendation for others to work with with.
Reply from Kim Schultz
April 2nd, 2026 02:50 PM
Thank you SO much Zach! You were equally as wonderful to work with! Appreciate your quick response to all our requests! Best of luck with the move, and thanks again for allowing me to assist you with the mortgage.
We hade the pleasure of working with Kim several times. She is professional, kind and fantastic. 10 out of 10 recommended
Reply from Kim Schultz
March 22nd, 2026 05:41 PM
Thank you SO much! You and Alyssa have been wonderful to work with as well!!!! Appreciate the opportunity to assist you with your mortgage needs!!!!!
hfehS was always available
Reply from Kim Schultz
March 12th, 2026 06:57 PM
It was great getting to work with you again! Also enjoying getting to finally meet you at the closing! Thanks again for all your help pulling everything together!
Kim made the mortgage process incredibly smooth. She helped us find the best rate, guided us through a complicated market, answered all our questions clearly, and stayed proactive and easy to reach throughout. Her support and availability made...
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Reply from Kim Schultz
March 12th, 2026 06:31 PM
Thank you so much for allowing me to assist! Wishing you all great things in your beautiful new home!
Kim has been very helpful and patient to clients. She guides you from start to finish. Very reliable and makes sure everything is in order. I have worked with several times and referred her to my son and daughter as well. She will always be...
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Reply from Kim Schultz
February 18th, 2026 03:15 PM
Thanks, Menchie! This makes me so happy! I'm thrilled to be your go to loan officer! Always enjoy getting to work with you and your family!
Kim was fantastic, flexible to a situation that was unique and professional. I could not give her higher marks for her expertise and her knowledge to be able to get me the best rate possible.
Reply from Kim Schultz
February 3rd, 2026 06:46 PM
Tim, it was truly a pleasure getting to work with you again! I appreciate the opportunity SO much! I'm SO glad everything came together and worked out!
Wishing you all the best!
Kim
Bản dịch tiếng Anh:
Kim is truly an amazing person. She not only helped me with the paperwork, but also showed deep empathy and provided emotional support. Her help has opened a new future for my entire family.
Reply from Kim Schultz
December 21st, 2025 09:33 PM
Thank you so much Tra & Nga! It was truly a pleasure working with you both and appreciate the opportunity SO much! Wishing you all the best!
Kim is a seasoned PRO and long time friend. Highly Recommend.
Reply from Kim Schultz
December 1st, 2025 03:27 PM
Thanks Scott and Ashlee! So thrilled to be able to assist with the refinance of your gorgeous new home!
Kim was amazing to have as a first time home buyer! She was always available for any questions I had! She made a pretty daunting experience so much more comforting! I will recommend Kim to anybody I know looking for a lender!
Reply from Kim Schultz
November 26th, 2025 04:17 PM
Thank you so much Mikal! Thrilled I could be part of this new chapter! Your new home is beautiful! Please do not hesitate to reach out if you need anything else!
a pleasure to work with and are very knowledgeable.
Reply from Kim Schultz
November 25th, 2025 04:31 PM
Thanks so much for allowing me to assist you with your financing again! Best of luck with everything! As always, reach out if I can be of assistance with anything!
Kim
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About
Kim Schultz is a seasoned Mortgage Loan Officer at First State Bank Mortgage with 30+ years in the mortgage and finance industry. Based in Overland Park, KS, she is passionate about helping clients achieve homeownership goals, whether buying, refinancing, or investing. Kim guides clients through every step of the process with clear communication, competitive rates, and a commitment to a smooth, stress-free experience. Recognized with the Five Star Professional award for 12 consecutive years, she is also active in the MS Society and a member of the Mortgage Bankers Association. Outside work, she enjoys time with her husband, Keith, and their children, Kassidy and Bryce.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #454626
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org