Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
On the day I was supposed to sign my closing documents, I was only told in the afternoon that I needed to go to escrow in person. I had received no prior communication that I would need to sign in person that day. Earlier that same morning,...
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answer questions any time, reply quickly.
Reply from Kelvin Luo
March 29th, 2026 02:48 AM
Thank you for the amazing review, Jihua! Being responsive and available is something I take pride in—buying a home or refinancing is a big step, and I’m always here to help make it easier. Looking forward to assisting you again in the future!...
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I could not think about more
Reply from Kelvin Luo
March 29th, 2026 02:49 AM
Thank you for your 5-star review! I’m really glad I could be there whenever you needed guidance. Helping clients feel informed and supported every step of the way is what I care about most. Appreciate the opportunity to work with you!
Kelvin is a great professional making you feel he is always on your side to help. He builds trust with all the guidance he provides and industry updates he shares. He provides you options for you to choose from based on your needs and you honestly...
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Reply from Owner
March 22nd, 2026 04:12 AM
Thank you so much, Omur — I truly appreciate your kind words and continued trust in me. It means a lot to know that you feel supported and well-informed throughout the mortgage process. My goal is always to make sure my clients understand their...
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Kelvin is always very responsive, very helpful and very porfessional. He makes you feel he is always on your side and whatever he does is for your own sake. He builds trust and provides you flexibility to choose from all the available best...
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Reply from Kelvin Luo
March 22nd, 2026 04:15 AM
Hi Omur, thank you so much for your kind words and for taking the time to share your experience. It truly means a lot to me to have earned your trust again. My priority is always to be responsive, provide clear guidance, and make sure you feel...
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inrelrely anand update.
Reply from Kelvin Luo
March 22nd, 2026 04:15 AM
Thank you so much, Chenhui, for your 5-star review. I truly appreciate your trust and support. I’m glad I could help you stay informed with timely interest rate updates and guide you through the process smoothly.My goal is always to make sure...
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Kelvin Luo has received a review with 5 star rating from Philip Z
Reply from Owner
March 22nd, 2026 04:16 AM
Thank you so much, Philip, for your 5-star review. I truly appreciate your trust and support. It was a pleasure assisting you, and I’m glad I could help make the process smooth and clear for you.My goal is always to be responsive, provide the...
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Kelvin is professional with great patience. I will refer Kelvin to my friends for sure if possible in future.
Reply from Kelvin Luo
March 22nd, 2026 04:17 AM
Thank you so much, Masong, for your kind words. I truly appreciate your trust and support. I’m glad I could assist you with patience and professionalism throughout the process — making sure you feel comfortable and well-guided is always my...
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...........
Reply from Kelvin Luo
March 22nd, 2026 04:17 AM
Thank you so much, Qinyu, for your 5-star review. I truly appreciate your trust and support. It was a pleasure assisting you, and I’m glad I could help make the process smooth and clear for you.
Kelvin is very friendly and helpful, and he is very responsive and knowledgeable. We are very happy that we have his help with our refinancing effort!
Reply from Kelvin Luo
March 22nd, 2026 04:18 AM
Thank you so much, Dennis, for your 5-star review. I truly appreciate your kind words and your trust in me. I’m very glad I could support you throughout your refinancing process and help make the experience smooth and stress-free.Being responsive,...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A