

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Highly recommend working with Kelvin for your mortgage loans! He'll likely have something that fits you.
Kelvin was very communicative and informative with us throughout the entire process, which made the entire home purchasing experience less daunting. Thanks Kelvin!
Collaboration with Kevin Luo is a professional endeavor Efficient, precise, and enjoyable collaboration. During this process, he demonstrated extremely high professional competence and humanistic care. He always helped me make the right decisions...
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Kelvin is experienced, efficient and very responsive. Makes a complex process smooth. Highly recommend him.
Kelvin is highly responsive, efficient in work and has the experience to foresee most issues before they occur. This leads to making a complex process go smoothly. Will highlyvrecommend highly recommend him.
Reply from Kelvin Luo
June 3rd, 2026 02:18 AM
Thank you so much, Christopher, for your kind words and recommendation. It was a pleasure working with you throughout the mortgage process. I’m glad I could help make everything smooth and efficient, and I truly appreciate your trust in me....
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Kelvin is the most trustworthy loan officer I have ever worked with—he responds quickly, works efficiently, and is highly responsible.
Reply from Kelvin Luo
June 3rd, 2026 02:19 AM
Thank you so much, Shasha, for your kind words and trust. It was a pleasure working with you, and I’m very glad I could provide a responsive, efficient, and responsible experience throughout the loan process. I truly appreciate your recommendation...
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From the very beginning, Kelvin has been super helpful. He has been patient, knowledgeable, and a genuinely enjoyable person to work with. I'll definitely be choosing to work with him again in the future.
Reply from Kelvin Luo
June 3rd, 2026 02:19 AM
Andrew, thank you so much for your kind words. It was truly a pleasure working with you from the beginning, and I’m glad I could provide helpful, patient, and knowledgeable support throughout the process. I really appreciate your trust and...
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This individual is highly professional, meticulous and reliable. They pay close attention to every detail, communicate effectively and handle tasks with great care and responsibility. The quality of their work is excellent, the process is efficient...
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Reply from Kelvin Luo
June 3rd, 2026 02:20 AM
Mingjing, thank you so much for your thoughtful and generous review. I truly appreciate your kind words and your trust throughout the process. I’m very glad to know that you were satisfied with my communication, attention to detail, and overall...
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Kelvin Luo made the entire loan process feel smooth, clear, and far less stressful than I expected. What made the experience truly great was his responsiveness, professionalism, and willingness to guide me through every step with patience and...
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Reply from Kelvin Luo
June 3rd, 2026 02:21 AM
Yingxiang, thank you so much for taking the time to write such a thoughtful and detailed review. I truly appreciate your kind words and the trust you placed in me throughout your investment purchase loan process.An investment property transaction...
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Clear, fast and effective communication, dedication and focus on providing the best support possible.
Reply from Owner
June 3rd, 2026 02:21 AM
Sherif, thank you so much for your kind review. I truly appreciate your trust and the opportunity to work with you. Clear, fast, and effective communication is always one of my top priorities, and I’m very glad to hear that you felt well supported...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Serving
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A