

Kelvin Luo
General Mortgage Capital Corporation

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kelvin is very supportive during the process and responded to our questions rapidly.
Reply from Kelvin Luo
September 15th, 2026 05:06 PM
Thank you so much, Guanyao, for your kind words! I’m very glad I could support you throughout the process and respond to your questions quickly. It was a pleasure working with you, and I truly appreciate your trust and support. May your new...
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Kelvin Luo has received a review with 5 star rating from Toshio N
Reply from Owner
September 15th, 2026 05:06 PM
Thank you so much, Toshio, for your 5-star review! I truly appreciate your trust and support. It was a pleasure working with you, and I’m glad I could help make the process smooth and positive. Wishing you and your family many years of happiness...
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Great service been provided and fest responses.
Reply from Kelvin Luo
September 15th, 2026 05:06 PM
Thank you so much for your kind feedback! I’m glad I could provide great service and respond to your questions quickly throughout the process. It was a pleasure working with you, and I truly appreciate your trust and support. Wishing you and...
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Kelvin's responses to all my questions have been very timely and highly professional.
Reply from Kelvin Luo
September 15th, 2026 05:07 PM
Thank you so much, Jun, for your kind feedback! I truly appreciate your trust and support. I’m glad I was able to answer your questions in a timely and professional manner throughout the process. It was a pleasure working with you, and I wish...
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Kelvin has been great helping us with our refinance. Very thorough and professional
Reply from Kelvin Luo
September 15th, 2026 05:07 PM
Thank you so much, Na, for your kind words! It was a pleasure helping you and your family with your refinance. I truly appreciate your trust and am glad I could make the process thorough, clear, and professional. Thank you again for the opportunity...
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Kelvin Luo has received a review with 5 star rating from Raymond Z
Reply from Owner
September 15th, 2026 05:08 PM
Thank you so much, Raymond, for your 5-star review! I truly appreciate your trust and support. It was a pleasure working with you, and I’m grateful for the opportunity to assist you throughout the process. Wishing you and your family all the...
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Kelvin is considerate and kind. He provides insight and gives impartial opinions.
Reply from Kelvin Luo
September 15th, 2026 05:08 PM
Thank you so much, Lei, for your thoughtful feedback! I truly appreciate your kind words and your trust in me. I’m glad I could provide helpful insights and objective guidance throughout the process. It was a pleasure working with you, and...
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Highly recommend working with Kelvin for your mortgage loans! He'll likely have something that fits you.
Reply from Owner
September 15th, 2026 05:09 PM
Thank you so much, James, for the 5-star review and your recommendation! I truly appreciate your trust and support. It was a pleasure helping you explore mortgage options and find a solution that fit your needs. I’m always happy to help and...
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Kelvin was very communicative and informative with us throughout the entire process, which made the entire home purchasing experience less daunting. Thanks Kelvin!
Reply from Kelvin Luo
September 15th, 2026 05:09 PM
Thank you so much, James, for your thoughtful review! It truly means a lot to me. I’m so glad I could be there to answer your questions, keep you informed, and make the home-buying process feel a little easier along the way. It was a real pleasure...
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Collaboration with Kevin Luo is a professional endeavor Efficient, precise, and enjoyable collaboration. During this process, he demonstrated extremely high professional competence and humanistic care. He always helped me make the right decisions...
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Reply from Kelvin Luo
September 15th, 2026 05:10 PM
Thank you so much, Lili, for such a thoughtful and heartfelt review. Your kind words truly mean a lot to me. It was a privilege to guide you through the loan process and be there for you during the important decisions along the way. I’m especially...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A